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Progressive Insurance Class Action Settlements in Mississippi

All Progressive Insurance class action lawsuits and settlements available to Mississippi residents.

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Last updated: April 28, 2026 · By Class Action Buddy

Mississippi residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.

Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Mississippi residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

Past Progressive Insurance Settlements (2)

These Progressive Insurance settlements have closed but Mississippi residents may have qualified at the time.

$1.76M Progressive stacked UM/UIM coverage class action settlement

Up to Varies

Progressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.

Deadline: 2026-01-12 Proof Required Expired Official site →

$3.25M Progressive data breach class action settlement

Up to $5,000

Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.

Deadline: 2025-02-18 Proof Required Expired Official site →

About Progressive Insurance Class Actions in Mississippi

Progressive Insurance maintains a significant presence in Mississippi through independent agents and regional claims offices, serving thousands of policyholders across the state. Mississippi operates under comparative negligence laws and has specific statutes regarding uninsured/underinsured motorist coverage that directly impact how settlements are calculated. The state's Department of Insurance actively monitors insurer compliance with disclosure requirements, particularly relevant to Progressive's $1.76 million stacked UM/UIM coverage settlement where the company allegedly failed to properly inform policyholders about coverage stacking options. Mississippi residents have benefited from both major Progressive settlements, including the $3.25 million data breach settlement affecting customers whose personal information was compromised. The state follows federal class action procedures under Rule 23, but Mississippi residents must be aware of specific notice requirements and opt-out deadlines. Mississippi's three-year statute of limitations for personal injury claims and six-year limit for contract disputes can affect eligibility for certain settlements. The state's relatively high uninsured motorist rate makes the UM/UIM coverage issues particularly significant for Mississippi Progressive policyholders.

Progressive Insurance Settlements in Mississippi: FAQs

How did Mississippi residents qualify for the Progressive UM/UIM stacking settlement?

Mississippi policyholders were eligible if they purchased multiple vehicle policies from Progressive between specific dates and were not properly informed about their right to stack uninsured/underinsured motorist coverage. The $1.76 million settlement compensated customers who paid higher premiums for stacked coverage without adequate disclosure of the benefits.

What Mississippi-specific data was involved in Progressive's data breach settlement?

The $3.25 million data breach settlement covered Mississippi residents whose personal information, including driver's license numbers, Social Security numbers, and policy details, was accessed without authorization. Mississippi residents received notice letters and were eligible for identity monitoring services and monetary compensation based on documented losses.

Do Mississippi's insurance laws provide additional protections beyond Progressive settlements?

Yes, Mississippi Code § 83-11-101 requires insurers to act in good faith when handling claims, and the state's Unfair Trade Practices Act provides additional remedies. These laws work alongside class action settlements to protect Progressive policyholders from unfair practices and inadequate coverage disclosures.

Tips for Mississippi Residents Filing Progressive Insurance Claims

Mississippi residents filing Progressive claims should maintain detailed documentation of all communications and policy documents, as the state's comparative negligence laws require thorough evidence. Contact the Mississippi Insurance Department if you suspect unfair claim handling practices, as they actively investigate insurer compliance. Review your UM/UIM coverage annually, especially given Progressive's past disclosure issues with stacking options. Keep copies of all settlement notices and respond within specified deadlines, as Mississippi courts strictly enforce procedural requirements. Consider consulting with Mississippi-licensed attorneys familiar with insurance bad faith claims, particularly for complex coverage disputes involving multiple vehicles or significant damages.

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