Progressive Insurance Class Action Settlements in Montana
All Progressive Insurance class action lawsuits and settlements available to Montana residents.
Last updated: April 28, 2026 · By Class Action Buddy
Montana residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Montana residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Montana residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Montana
Progressive Insurance maintains a significant presence in Montana through independent agents across the state, serving thousands of Montana drivers with auto, motorcycle, and RV coverage. Montana's Unfair Trade Practices Act provides strong consumer protections for insurance customers, requiring insurers to handle claims in good faith and prohibiting deceptive practices. The state's Department of Insurance actively monitors insurance companies for compliance violations. Montana residents have been eligible for two major Progressive class action settlements: a $1.76 million settlement regarding stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement affecting customer personal information. Montana follows federal class action procedures under Rule 23, meaning residents don't need to take special steps beyond what's required in other states. However, Montana's three-year statute of limitations for insurance bad faith claims is shorter than some states, making timely action crucial. The state's rural geography can complicate claim investigations, but Montana law requires insurers to conduct reasonable investigations regardless of location remoteness.
Progressive Insurance Settlements in Montana: FAQs
How do Montana's stacking laws affect Progressive Insurance uninsured motorist claims?
Montana allows stacking of uninsured/underinsured motorist coverage, meaning you can combine coverage limits from multiple vehicles on your policy. Progressive's $1.76 million class action settlement specifically addressed disputes over how the company calculated stacked UM/UIM benefits for Montana policyholders.
What Montana-specific information was compromised in Progressive's data breach?
The $3.25 million Progressive data breach settlement covered Montana residents whose personal information including names, addresses, phone numbers, and policy details were exposed. Montana residents were eligible for identity monitoring services and cash payments as part of this settlement.
Does Montana require Progressive to offer specific minimum coverage amounts?
Montana requires minimum liability coverage of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. Progressive must offer these minimums to all Montana customers, though the company typically recommends higher coverage limits for better protection.
Tips for Montana Residents Filing Progressive Insurance Claims
Montana residents filing Progressive Insurance claims should document everything thoroughly, including photos of damage and detailed written records of all communications. Contact the Montana Department of Insurance if Progressive delays or denies claims unreasonably, as Montana's Unfair Trade Practices Act provides strong enforcement mechanisms. Keep copies of your complete policy, especially UM/UIM coverage details, since Montana's stacking laws can significantly increase available benefits. File claims promptly, as Montana's three-year statute of limitations for bad faith insurance practices is shorter than many states. Consider consulting a Montana insurance attorney for complex claims involving serious injuries or significant property damage disputes.
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