Progressive Insurance Class Action Settlements in New York
All Progressive Insurance class action lawsuits and settlements available to New York residents.
Last updated: April 28, 2026 · By Class Action Buddy
New York residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for New York residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but New York residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in New York
Progressive Insurance maintains a significant footprint in New York, serving hundreds of thousands of auto insurance customers across the state. The company operates multiple service centers throughout New York and partners with independent agents statewide to distribute policies. New York's stringent insurance regulations under the Department of Financial Services provide robust consumer protections, including mandatory disclosure requirements for underinsured motorist coverage stacking - an issue central to Progressive's $1.76 million settlement regarding UM/UIM coverage disputes. New York residents filing class action claims benefit from the state's consumer-friendly legal environment and shorter statute of limitations for certain insurance disputes. The state's no-fault insurance laws also create unique dynamics for how insurers like Progressive must handle claims. New York's data breach notification law, one of the strictest in the nation, likely influenced Progressive's $3.25 million data breach settlement terms. Residents can file claims through New York state courts or participate in multi-state federal class actions, depending on the specific violation alleged.
Progressive Insurance Settlements in New York: FAQs
What Progressive Insurance class action settlements have affected New York customers?
New York Progressive customers were eligible for two major settlements: a $1.76 million settlement over improperly denied stacked underinsured/uninsured motorist coverage and a $3.25 million data breach settlement. Both settlements included compensation for affected policyholders who met specific eligibility criteria during the relevant time periods.
How does New York's no-fault insurance law impact Progressive claims?
New York's no-fault system requires Progressive to pay personal injury protection benefits regardless of who caused an accident, up to statutory limits. This creates additional obligations for Progressive compared to tort states and can affect how underinsured motorist coverage disputes are resolved.
Can New York residents still file individual lawsuits against Progressive after class action settlements?
Generally, participating in a class action settlement releases your right to file individual claims for the same issues covered by the settlement. However, you may opt out of class actions to preserve individual lawsuit rights, though this means forgoing settlement benefits.
Tips for New York Residents Filing Progressive Insurance Claims
New York Progressive customers should document all communications with the insurer and keep detailed records of policy changes, premium adjustments, and claim denials. File complaints with the New York Department of Financial Services if Progressive fails to respond appropriately to legitimate claims. Monitor class action settlement websites regularly, as notification periods are often limited. Consider consulting with New York attorneys experienced in insurance law before accepting settlement offers. Review your policy annually to ensure underinsured motorist coverage limits meet your needs, especially given Progressive's previous stacking coverage issues. Report suspected data breaches immediately to both Progressive and state authorities.
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