Progressive Insurance Class Action Settlements in North Dakota
All Progressive Insurance class action lawsuits and settlements available to North Dakota residents.
Last updated: April 28, 2026 · By Class Action Buddy
North Dakota residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for North Dakota residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but North Dakota residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in North Dakota
Progressive Insurance maintains a significant presence in North Dakota, serving approximately 85,000 policyholders across the state through independent agents and direct sales channels. The company operates under North Dakota's strict insurance regulatory framework, which includes the state's comprehensive Unfair Insurance Practices Act and robust underinsured motorist coverage requirements. North Dakota mandates minimum UM/UIM coverage of $30,000 per person and $60,000 per accident, making the $1.76 million Progressive stacked UM/UIM coverage settlement particularly relevant to local drivers. The state's Insurance Commissioner has enforcement authority over claims handling practices, including prompt payment requirements within 30 days of settlement agreement. North Dakota residents filing class action claims benefit from the state's six-year statute of limitations for contract disputes and three-year limit for tort claims. The Prairie State's consumer protection laws also provide additional remedies through the North Dakota Century Code Chapter 51-15, which addresses deceptive trade practices. Progressive's data breach settlement of $3.25 million affects North Dakota customers who had personal information compromised between 2017-2020, with claims processed through established settlement administrators.
Progressive Insurance Settlements in North Dakota: FAQs
How does North Dakota's stacked UM/UIM law affect the Progressive $1.76M settlement?
North Dakota allows insurance stacking, meaning multiple policy limits can combine for greater coverage. The Progressive settlement addressed allegations that the company improperly denied or reduced stacked underinsured motorist benefits that North Dakota policyholders were legally entitled to receive under their policies.
Are North Dakota Progressive customers eligible for the $3.25M data breach settlement?
Yes, North Dakota Progressive customers whose personal information was accessed during the 2017-2020 data incidents can file claims for reimbursement of identity theft expenses and credit monitoring services. Claims must be submitted with proper documentation through the court-approved settlement website before the deadline.
What makes North Dakota different for Progressive insurance class action claims?
North Dakota's strong consumer protection laws and Insurance Department oversight create additional accountability for insurers like Progressive. The state's longer statute of limitations and mandatory UM/UIM coverage requirements often provide stronger grounds for policyholder claims compared to other states.
Tips for North Dakota Residents Filing Progressive Insurance Claims
North Dakota Progressive policyholders should maintain detailed records of all claim communications and payments received. File complaints with the North Dakota Insurance Department if Progressive delays payments beyond the state's 30-day requirement or denies valid claims. For UM/UIM disputes, understand that North Dakota allows policy stacking, which Progressive has previously contested. Keep documentation of medical expenses, lost wages, and property damage. Monitor settlement websites for new Progressive class actions, as the company faces ongoing litigation nationwide. Consider consulting attorneys familiar with North Dakota insurance law, particularly for complex claims involving stacked coverage or bad faith practices. Review policy language carefully and request written explanations for any claim denials.
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