Progressive Insurance Class Action Settlements in Rhode Island
All Progressive Insurance class action lawsuits and settlements available to Rhode Island residents.
Last updated: April 28, 2026 · By Class Action Buddy
Rhode Island residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Rhode Island residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Rhode Island residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Rhode Island
Progressive Insurance maintains a significant presence in Rhode Island, serving thousands of Ocean State residents through independent agents and direct sales channels. The company operates under Rhode Island's comprehensive insurance regulatory framework, which includes the state's Unfair Claims Settlement Practices Act and robust consumer protection statutes administered by the Rhode Island Department of Business Regulation. Rhode Island residents have been eligible for two major Progressive class action settlements: a $1.76 million settlement regarding stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement affecting customer personal information. Rhode Island's expedited class action procedures, governed by Superior Court Rule 23, allow residents to participate in multi-state settlements efficiently. The state's consumer protection laws provide additional remedies beyond federal class action rights, including potential treble damages for unfair insurance practices. Rhode Island maintains a one-year statute of limitations for most insurance claim disputes, though class action participation may extend these deadlines. The state's Insurance Fraud Prevention Act also provides enhanced protections for policyholders facing claim denials or settlement disputes with carriers like Progressive.
Progressive Insurance Settlements in Rhode Island: FAQs
How do I know if I'm eligible for the Progressive stacked UM/UIM coverage settlement in Rhode Island?
Rhode Island residents who purchased Progressive auto insurance policies with uninsured/underinsured motorist coverage between specific dates may be eligible for the $1.76 million settlement. Check your policy declarations page for UM/UIM coverage amounts and contact the settlement administrator if you believe you were improperly denied stacked coverage benefits.
What documents do Rhode Island residents need to file a Progressive class action claim?
You'll typically need your Progressive policy number, policy period dates, and any correspondence related to your claim or coverage dispute. For the data breach settlement, proof of identity theft or time spent addressing security concerns may strengthen your claim.
Can Rhode Island residents still file individual lawsuits against Progressive after joining a class action?
Generally, participating in a class action settlement waives your right to file separate litigation on the same claims. Rhode Island Superior Court rules require clear notice of this trade-off before you can be bound by any settlement terms.
Tips for Rhode Island Residents Filing Progressive Insurance Claims
Rhode Island residents filing Progressive Insurance claims should document everything in writing and send correspondence via certified mail to create paper trails. Keep detailed records of all phone conversations with claim representatives, including dates and reference numbers. Review your policy declarations carefully, as Rhode Island law requires specific disclosures about coverage limits and exclusions that Progressive must honor. Contact the Rhode Island Department of Business Regulation if you experience claim delays exceeding 30 days, as state law mandates prompt investigation timelines. Consider consulting with a Rhode Island-licensed attorney familiar with insurance bad faith laws before accepting any settlement offers, especially for significant property damage or personal injury claims.
File Progressive Insurance Claims in 60 Seconds
Class Action Buddy auto-fills your claim forms and submits them electronically. Your first claim is free.
