Progressive Insurance Class Action Settlements in South Carolina
All Progressive Insurance class action lawsuits and settlements available to South Carolina residents.
Last updated: April 28, 2026 · By Class Action Buddy
South Carolina residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for South Carolina residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but South Carolina residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in South Carolina
Progressive Insurance maintains a substantial presence in South Carolina, serving hundreds of thousands of policyholders across the state through independent agents and direct sales channels. The company operates regional offices in Charleston and Columbia to support claims processing and customer service operations. South Carolina's Unfair Trade Practices Act provides robust consumer protections for insurance matters, allowing residents to pursue damages beyond policy limits when insurers engage in deceptive practices. The state's Insurance Data Security Act also mandates strict data protection requirements for insurers operating within South Carolina borders. Two significant Progressive class action settlements have impacted South Carolina residents: a $1.76 million settlement regarding stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement affecting customer personal information. South Carolina follows federal class action procedures under Rule 23, but state courts often provide more favorable venues for consumer protection claims. Residents must typically opt-out within 60-90 days if they wish to pursue individual litigation rather than participate in class settlements. The South Carolina Department of Insurance actively monitors these settlements to ensure compliance with state insurance regulations.
Progressive Insurance Settlements in South Carolina: FAQs
How do I know if I'm eligible for Progressive's South Carolina class action settlements?
Eligibility depends on your policy type and dates of coverage during the relevant periods. For the $1.76M stacked UM/UIM settlement, you must have held Progressive policies in South Carolina with uninsured motorist coverage between specific dates. The $3.25M data breach settlement covers customers whose personal information was compromised in Progressive's 2020-2021 data security incident.
Does South Carolina law provide additional protections beyond these Progressive settlements?
Yes, South Carolina's Unfair Trade Practices Act allows consumers to seek treble damages and attorney fees when insurance companies engage in deceptive practices. The state also requires insurers to provide clear disclosure about stacked versus unstacked UM/UIM coverage options. These protections can supplement federal class action remedies.
What's the deadline for South Carolina residents to file Progressive settlement claims?
Settlement claim deadlines vary by case, typically ranging from 90-180 days after final court approval. The Progressive data breach settlement required claims by December 2022, while the UM/UIM coverage settlement had a different timeline. Missing these deadlines generally forfeits your right to compensation from the settlement fund.
Tips for South Carolina Residents Filing Progressive Insurance Claims
South Carolina residents filing Progressive claims should maintain detailed documentation of all policy communications and premium payments. Contact the South Carolina Department of Insurance if Progressive delays claim responses beyond 15 days, as state law requires prompt acknowledgment. Review your UM/UIM coverage elections carefully, as South Carolina allows both stacked and unstacked options with different compensation levels. Consider consulting attorneys familiar with South Carolina insurance regulations before accepting initial settlement offers, particularly for significant property damage or injury claims where state consumer protection laws may provide additional remedies beyond standard policy coverage.
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