Progressive Insurance Class Action Settlements in Texas
All Progressive Insurance class action lawsuits and settlements available to Texas residents.
Last updated: April 28, 2026 · By Class Action Buddy
Texas residents have 0 active class action settlements involving Progressive Insurance that they can file claims for right now. In addition, Progressive Insurance has 2 past settlements that have been resolved.
Combined maximum payouts across all Progressive Insurance settlements total $5,000. Class Action Buddy automatically files Progressive Insurance claims for Texas residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.
Past Progressive Insurance Settlements (2)
These Progressive Insurance settlements have closed but Texas residents may have qualified at the time.
$1.76M Progressive stacked UM/UIM coverage class action settlement
Up to VariesProgressive agreed to pay $1.76M for allegedly charging unfair premiums on stacked UM/UIM coverage for single vehicles. Check if you qualify.
$3.25M Progressive data breach class action settlement
Up to $5,000Progressive data breach settlement offers up to $3.25M to affected customers. Check if you qualify and file your claim with Class Action Buddy.
About Progressive Insurance Class Actions in Texas
Progressive Insurance maintains significant operations in Texas, serving millions of policyholders across the state's major metropolitan areas including Houston, Dallas, San Antonio, and Austin. The company operates regional claims centers and customer service facilities throughout Texas to support its substantial market presence. Texas residents benefit from specific consumer protection laws under the Texas Insurance Code, which requires insurers to handle claims in good faith and provides remedies for unfair claim settlement practices. The state's Deceptive Trade Practices Act also offers additional protections for consumers dealing with insurance disputes. Two major Progressive class action settlements have provided relief to affected customers: a $1.76 million settlement addressing stacked uninsured/underinsured motorist coverage disputes and a $3.25 million data breach settlement for compromised personal information. Texas residents participating in class actions must be aware of specific state court procedures and notification requirements. The state follows federal class action rules but has particular venue requirements that may affect where cases are filed. Texas law also provides a longer statute of limitations for certain insurance-related claims compared to other states, giving residents more time to pursue valid claims against insurers like Progressive.
Progressive Insurance Settlements in Texas: FAQs
How do the Progressive stacked UM/UIM coverage and data breach settlements affect Texas policyholders?
The $1.76 million stacked UM/UIM settlement compensated Texas Progressive customers who were allegedly denied proper uninsured/underinsured motorist coverage benefits when multiple vehicles were involved. The $3.25 million data breach settlement provided relief to Texas residents whose personal information was compromised in Progressive's security incident, offering credit monitoring services and cash payments.
What makes Texas insurance law unique for Progressive policyholders filing claims?
Texas Insurance Code Section 541 requires Progressive to acknowledge claims within 15 days and begin investigation immediately, with strict penalties for delays. Texas also has a four-year statute of limitations for insurance bad faith claims, longer than many states. The Texas Prompt Payment of Claims Act mandates specific timeframes for claim processing that Progressive must follow.
Can Texas Progressive customers still join existing class action settlements?
Most class action settlements have specific claim periods that typically last 60-180 days after court approval. Texas residents must check if they received settlement notices and whether claim deadlines have passed. For the Progressive settlements mentioned, eligible Texas customers would have needed to submit claims within the court-ordered timeframes to receive compensation.
Tips for Texas Residents Filing Progressive Insurance Claims
Texas Progressive policyholders should document all communications with the company and keep detailed records of claim submissions. File complaints with the Texas Department of Insurance if Progressive violates state claim handling requirements or delays payments beyond statutory deadlines. Review your policy carefully for stacked coverage options, as Texas law allows this protection but insurers don't always explain it clearly. Monitor settlement websites and legal notices for new Progressive class actions, as Texas's large customer base often makes residents eligible for nationwide settlements. Consider consulting Texas insurance attorneys familiar with state-specific laws like the Stowers doctrine, which creates additional insurer obligations when settlement opportunities arise.
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