$11M Hartford premium tax charges class action settlement
By the Class Action Buddy Editorial Team · Last reviewed August 21, 2026 · ✓ verified against https://www.premiumtaxsettlement.com/
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Who Was Eligible?
Who the settlement covered:
- You own or owned a universal life or variable universal life insurance policy issued by Talcott Resolution Life & Annuity Insurance, Talcott Resolution Life Insurance, or their predecessors Hartford Life and Annuity Insurance Company or Hartford Life Insurance Company.
- Your policy stated that its premium tax charge depends on your state (or municipality) of residence and changes if your address or the state tax rate changes.
- Your policy was affected by at least one alleged overcharge: an "Address Change Issue" (you moved to a lower-tax state and the rate was not updated) or a "Tax Rate Issue" (your address of record was in Arizona, Connecticut, D.C., Idaho, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Nebraska, New Hampshire, New York, Ohio, Oregon, South Carolina, or Wyoming and the insurer applied an incorrect rate).
- You paid premiums during the qualifying periods, which vary by state and issue but generally fall between 2015 and early 2025 (Exhibit B of the settlement agreement lists the specifics).
- The settlement covers premium tax charges only — it does not resolve claims about cost-of-insurance (COI) rates.
How Much Did It Pay?
The $11 million fund pays cash based on the type of claim you have. Policyholders with "Address Change" and "Rate Update" claims — the ones the insurer largely acknowledged — are set to recover 100% of their alleged overcharges, minus a proportional share of attorneys' fees, expenses, and awards. Policyholders with "Retaliatory Tax Rate" claims, which the insurer disputes, receive a lower percentage of their alleged overcharges. If you have more than one type of claim, you get a combined payment. Because everything is tied to your specific overcharges, there is no single "maximum" — your check reflects your own policy. You do not have to calculate any of this or file paperwork. JND Legal Administration, the settlement administrator, mails a check automatically to every class member entitled to one. The settlement also includes forward-looking fixes: the insurer will stop applying Connecticut's retaliatory rate to policyholders in lower-rate states and will cap New York premium tax charges at 0.7% unless the law changes.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Do nothing to receive your money — if you qualify, JND Legal Administration automatically mails you a settlement check. No claim form is required.
- Make sure your address is current with the settlement administrator so your check reaches you; contact them at 1-888-337-0128 or Info@PremiumTaxSettlement.com if it has changed.
- Review the class notice, FAQ, and settlement agreement (including Exhibit B, which lists the qualifying periods by state) on the official settlement website, premiumtaxsettlement.com.
- If you would rather keep the right to sue Talcott separately, mail an exclusion (opt-out) request postmarked by August 26, 2026; to object to the settlement's terms, file and serve your objection by the same date.
- The final approval hearing is scheduled for September 24, 2026 at 3:00 p.m. Eastern; payments follow once the court approves the settlement and it becomes final.
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Frequently Asked Questions
What is the deadline to file a claim for the $11M Hartford premium tax charges class action settlement?
The deadline to file a claim was Aug 26, 2026, and it has passed. Claims are no longer accepted for this settlement.
Did I need proof of purchase for the $11M Hartford premium tax charges class action settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
Do I need to file a claim for the Hartford/Talcott premium tax settlement?
No. There is no claim form. If you are an eligible class member, JND Legal Administration automatically mails you a settlement check. You only need to act if you want to opt out or object, which must be done by August 26, 2026.
Who qualifies for the Talcott premium tax settlement?
People who own or owned a universal life or variable universal life policy from Talcott Resolution or its Hartford predecessors, where the policy tied the premium tax charge to the policyholder's state of residence, and who were affected by an address-change or tax-rate overcharge. Premiums generally had to be paid between 2015 and early 2025.
Which states are covered by the premium tax settlement?
Address-change claims can involve a move to any lower-tax state. Tax-rate claims apply where the policyholder's address of record was Arizona, Connecticut, the District of Columbia, Idaho, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Nebraska, New Hampshire, New York, Ohio, Oregon, South Carolina, or Wyoming.
How much can I get from the Hartford premium tax settlement?
It varies by policy. Address Change and Rate Update claims are set to recover 100% of the alleged overcharges (less a proportional share of fees and costs); disputed Retaliatory Tax Rate claims receive a lower percentage. Payments come from the $11 million fund and reflect your specific overcharges.
What is the August 26, 2026 deadline for the Talcott settlement?
August 26, 2026 is the deadline to opt out (postmarked) or object (filed and served) — not a claim deadline. If you do nothing and you qualify, you will still receive a payment automatically.
What was the Talcott/Hartford lawsuit about?
Arbuckle Funding LLC v. Talcott Resolution Life & Annuity Insurance Company (S.D.N.Y., Case No. 7:23-cv-07972-CS) alleged the insurer miscalculated state premium tax charges — not updating rates after address changes or law changes, applying Connecticut's retaliatory rate to non-Connecticut policyholders, and overcharging New York policyholders. The defendants deny wrongdoing and settled.
Primary source: official settlement administrator — premiumtaxsettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
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