$240M SunTrust overdraft fees class action settlement
By the Class Action Buddy Editorial Team · Last reviewed July 24, 2026 · ✓ verified against the official SunTrustOverdraftClassAction.com FAQ, ClassAction.org and OpenClassActions reporting
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Who Is Eligible?
You may be eligible to file a claim if you:
- You were a Georgia citizen continuously from July 12, 2010 through October 6, 2017.
- You had a SunTrust deposit account not closed before June 1, 2010, and paid an overdraft fee on an ATM or debit-card transaction of $500 or less between July 12, 2006 and April 15, 2014 that was not refunded.
- Most eligible members were mailed or emailed a notice with a Unique ID and PIN, which is needed to file.
How Much Can You Get?
Payments are claims-based and pro-rata, calculated from the overdraft fees you paid plus 7% annual interest, with a guaranteed minimum of $5. Class members are estimated to receive between $5 and $1,000. Payment is not automatic — you must file a claim to be paid.
How to File Your Claim
You will need the Claim ID and PIN printed on the notice the administrator sent you. This settlement is not open to anyone who simply believes they qualify.
- Confirm eligibility — a Georgia SunTrust account holder who paid qualifying overdraft fees in the 2006–2014 window.
- File by September 14, 2026 at the official site, SunTrustOverdraftClassAction.com, using the Unique ID and PIN printed on your postcard or email notice.
- Submit before the deadline — if you do not file, you receive nothing. Filing is free.
File this one with the administrator
Class Action Buddy does not file this settlement for you — use the official claim process above. What the app does do is watch the open settlements list and tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the $240M SunTrust overdraft fees class action settlement?
The current deadline to file a claim is Sep 14, 2026. Claims sent by mail must be postmarked by this date, so allow about a week for delivery if you are not filing online.
How much can I receive from the $240M SunTrust overdraft fees class action settlement?
The maximum payout per eligible claimant is Up to $1,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the $240M SunTrust overdraft fees class action settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. You do, however, need the Claimant ID or PIN from the notice the administrator sent you.
How do I file a claim for the $240M SunTrust overdraft fees class action settlement?
File directly with the settlement administrator, using the official claim form linked on this page. Class Action Buddy does not support this settlement in the app, so the administrator’s own claim process is the route. Check whether the form asks for an ID or PIN from the notice you were sent before you start.
Who qualifies for the SunTrust overdraft settlement?
Georgia citizens (continuously July 12, 2010 to October 6, 2017) who had a SunTrust account not closed before June 1, 2010 and paid an unrefunded overdraft fee on an ATM/debit transaction of $500 or less between July 12, 2006 and April 15, 2014.
How much money can I get?
Between about $5 and $1,000, based on the fees you paid plus 7% interest, distributed pro-rata.
Do I need proof or a claim ID?
No proof of purchase is needed, but you do need the Unique ID and PIN from your mailed or emailed notice to file.
What is the deadline?
Claim forms must be submitted by September 14, 2026.
Primary source: official settlement administrator — suntrustoverdraftclassaction.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
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