$240M SunTrust overdraft fees class action settlement
✓ Details reviewed against the official SunTrustOverdraftClassAction.com FAQ, ClassAction.org and OpenClassActions reporting · last verified July 24, 2026
Not sure if this settlement applies to you?
Take our 60-second eligibility quiz to find every settlement you qualify for — including this one.
Who Is Eligible?
You may be eligible to file a claim if you:
- You were a Georgia citizen continuously from July 12, 2010 through October 6, 2017.
- You had a SunTrust deposit account not closed before June 1, 2010, and paid an overdraft fee on an ATM or debit-card transaction of $500 or less between July 12, 2006 and April 15, 2014 that was not refunded.
- Most eligible members were mailed or emailed a notice with a Unique ID and PIN, which is needed to file.
How Much Can You Get?
Payments are claims-based and pro-rata, calculated from the overdraft fees you paid plus 7% annual interest, with a guaranteed minimum of $5. Class members are estimated to receive between $5 and $1,000. Payment is not automatic — you must file a claim to be paid.
How to File Your Claim
Filing your claim is quick and easy:
- Confirm eligibility — a Georgia SunTrust account holder who paid qualifying overdraft fees in the 2006–2014 window.
- File by September 14, 2026 at the official site, SunTrustOverdraftClassAction.com, using the Unique ID and PIN printed on your postcard or email notice. Class Action Buddy can help you complete the form.
- Submit before the deadline — if you do not file, you receive nothing. Filing is free.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the $240M SunTrust overdraft fees class action settlement?
The current deadline to file a claim is Sep 14, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the $240M SunTrust overdraft fees class action settlement?
The maximum payout per eligible claimant is up to Up to $1,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the $240M SunTrust overdraft fees class action settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some class action settlements still require a Claimant ID or PIN from a notice mailed to affected class members; if this settlement does, it will be shown on the official claim form.
How do I file a claim for the $240M SunTrust overdraft fees class action settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
Who qualifies for the SunTrust overdraft settlement?
Georgia citizens (continuously July 12, 2010 to October 6, 2017) who had a SunTrust account not closed before June 1, 2010 and paid an unrefunded overdraft fee on an ATM/debit transaction of $500 or less between July 12, 2006 and April 15, 2014.
How much money can I get?
Between about $5 and $1,000, based on the fees you paid plus 7% interest, distributed pro-rata.
Do I need proof or a claim ID?
No proof of purchase is needed, but you do need the Unique ID and PIN from your mailed or emailed notice to file.
What is the deadline?
Claim forms must be submitted by September 14, 2026.
Ready to File Your Claim?
We're adding new settlements regularly. Download the app to get notified when this one is available.
Download Class Action Buddy →Get Notified About New Settlements
We find new class action settlements every week. Get alerts so you never miss free money.
No spam. Unsubscribe anytime. We respect your privacy.