No Proof Required

$240M SunTrust overdraft fees class action settlement

$1,000
Max Payout
Aug 31, 2026
Filing Deadline
No
Proof Required?

SunTrust Bank has agreed to pay $240 million to settle a class action lawsuit alleging the bank improperly charged excessive overdraft fees on ATM and debit card transactions by reordering transactions from highest to lowest to maximize fees.

The case, Bickerstaff v. SunTrust Bank (Case No. 10EV010485), was filed in Georgia State Court of Fulton County. If you were a Georgia resident with a SunTrust Bank account and experienced overdrafts of $500 or less between July 12, 2006, and April 15, 2014, you may be eligible for $5 to $1,000 in compensation.

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Who Is Eligible?

You may be eligible to file a claim if you:

  • You were a Georgia resident
  • You maintained one or more SunTrust Bank accounts not closed before June 1, 2010
  • You experienced at least one overdraft of $500 or less from ATM or debit card transactions
  • The overdraft occurred between July 12, 2006, and April 15, 2014
  • You paid excess fees without receiving refunds

How Much Can You Get?

Eligible class members may receive between $5 and $1,000 based on overdraft fees paid. Joint account holders may split rewards.

How to File Your Claim

Filing your claim is quick and easy:

  • Visit SunTrustOverdraftClassAction.com to submit a claim form
  • No proof of purchase required
  • For questions, contact the settlement administrator at 877-239-8765
  • Or write to: SunTrust Overdraft Class Action Settlement Administrator, P.O. Box 2873, Portland, OR 97208-2873
  • Claims must be submitted by August 31, 2026

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the deadline to file a claim for the $240M SunTrust overdraft fees class action settlement?

The current deadline to file a claim is Aug 31, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the $240M SunTrust overdraft fees class action settlement?

The maximum payout per eligible claimant is up to $1,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Do I need proof of purchase for the $240M SunTrust overdraft fees class action settlement?

No — this is a no-proof-required settlement. You can file a claim based solely on your sworn declaration without receipts, photos, or product packaging.

How do I file a claim for the $240M SunTrust overdraft fees class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

What types of overdraft fees are covered in the SunTrust settlement?

The settlement covers overdraft fees that were charged on ATM withdrawals and debit card transactions. These are the specific types of fees that were alleged to be charged illegally by SunTrust Bank.

Do I need to be a current SunTrust customer to qualify?

No, you don't need to be a current customer. If you were a SunTrust customer when you were charged the overdraft fees covered by this settlement, you may be eligible even if you've since closed your account or switched banks.

How much money can I get from the SunTrust overdraft settlement?

The total settlement is $240 million, but individual payouts will vary based on how many overdraft fees you were charged and how many people file claims. Your specific amount will be calculated based on your qualifying overdraft fees.

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