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$1M Equity Bank overdraft fees class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →
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Max Payout
Jun 07, 2026
Filing Deadline
No
Proof Required?
Equity Bank has reached a $1 million class action settlement over overdraft and nonsufficient funds (NSF) fees charged to customers. The settlement resolves claims that the bank improperly charged these fees to account holders. If you're an eligible Equity Bank customer, you may automatically receive cash payments or fee forgiveness without having to file a claim form. This settlement provides compensation for customers who were charged overdraft or NSF fees during the covered time period.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • You had an Equity Bank checking or savings account during the settlement period
  • You were charged overdraft fees or nonsufficient funds (NSF) fees by Equity Bank
  • The specific dates and account types covered are still being finalized
  • Both current and former Equity Bank customers may be eligible

How Much Can You Get?

The total settlement fund is $1 million, which will be distributed among eligible Equity Bank customers. Payment amounts will depend on how many people qualify and the total fees you were charged during the settlement period. Eligible customers may receive either cash payments or fee forgiveness applied to their accounts. The exact payment structure and individual amounts are still being determined by the court.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Check if you received overdraft or NSF fees from Equity Bank during the settlement period
  • Look for official notice from the bank or settlement administrator
  • Payments may be automatic - no claim form may be required
  • Keep records of your Equity Bank statements showing any fees charged
  • Download the Class Action Buddy app to stay updated on this settlement and find other claims you may be eligible for

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $1M Equity Bank overdraft fees class action settlement?

The deadline to file a claim was Jun 07, 2026, and it has passed. Claims are no longer accepted for this settlement.

Do I need proof of purchase for the $1M Equity Bank overdraft fees class action settlement?

No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some settlements still require a Claimant ID or PIN from a mailed notice; if this one does, it will be shown on the official claim form.

How do I file a claim for the $1M Equity Bank overdraft fees class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app fills in the official PDF claim form and captures your signature, then your signed claim is printed and posted to the administrator. (2) File directly with the settlement administrator using the official claim form linked on this page.

Do I need to file a claim for the Equity Bank overdraft settlement?

Based on current information, eligible customers may receive automatic payments or fee forgiveness without filing a claim form. However, stay tuned for official settlement notices with complete details.

How much money can I get from the Equity Bank settlement?

Individual payment amounts haven't been announced yet. The $1 million total will be divided among eligible customers based on the fees they were charged and how many people qualify for the settlement.

What overdraft fees does the Equity Bank settlement cover?

The settlement covers overdraft fees and nonsufficient funds (NSF) fees charged by Equity Bank. Specific details about the time period and fee types covered are still being finalized.

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