$23M TransUnion credit report dispute class action settlement
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Who Is Eligible?
You may be eligible to file a claim if you:
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To qualify for this settlement, you must have:
- Resided in the United States or its territories
- Submitted a written dispute of a hard inquiry on your TransUnion credit report
- Received a "502 Letter" from TransUnion in response to that dispute
- Between December 5, 2016, and January 31, 2025
Proof of harm was required for claims exceeding the minimum payment amount.
How Much Can You Get?
The total settlement fund was $23 million, distributed among approximately 485,000 class members. Participants could receive between $20 and $160 per person. Class members who did not file claims received automatic minimum payments of $20-$30, while those with documented harm could pursue higher amounts up to $160.How to File Your Claim
Filing your claim is quick and easy:
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This settlement's claim deadline of June 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the $23M TransUnion credit report dispute class action settlement?
The current deadline to file a claim is Jun 24, 2025. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the $23M TransUnion credit report dispute class action settlement?
The maximum payout per eligible claimant is up to $160. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the $23M TransUnion credit report dispute class action settlement?
Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.
How do I file a claim for the $23M TransUnion credit report dispute class action settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
How do I know if TransUnion improperly investigated my dispute?
Signs may include: your dispute was rejected without proper review, TransUnion didn't contact the creditor, they failed to remove inaccurate information, or they didn't respond within the required timeframe. Documentation of your dispute and TransUnion's response will help establish your claim.
What if I disputed information with Experian or Equifax instead of TransUnion?
This settlement only covers disputes filed with TransUnion specifically. If you had issues with Experian or Equifax, those would be separate matters not covered by this settlement.
When will I receive my settlement payment?
Settlement payments will be distributed after the claim period closes, all claims are reviewed, and the court gives final approval. This process typically takes several months to over a year from when claims open.
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