$23M TransUnion credit report dispute class action settlement
By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
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To qualify for this settlement, you must have:
- Resided in the United States or its territories
- Submitted a written dispute of a hard inquiry on your TransUnion credit report
- Received a "502 Letter" from TransUnion in response to that dispute
- Between December 5, 2016, and January 31, 2025
Proof of harm was required for claims exceeding the minimum payment amount.
How Much Did It Pay?
The total settlement fund was $23 million, distributed among approximately 485,000 class members. Participants could receive between $20 and $160 per person. Class members who did not file claims received automatic minimum payments of $20-$30, while those with documented harm could pursue higher amounts up to $160.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
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This settlement's claim deadline of June 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the $23M TransUnion credit report dispute class action settlement?
The deadline to file a claim was Jun 24, 2025, and it has passed. Claims are no longer accepted for this settlement.
How much can I receive from the $23M TransUnion credit report dispute class action settlement?
The maximum payout per eligible claimant is up to $160. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Did I need documentation for the $23M TransUnion credit report dispute class action settlement?
Yes — this settlement required supporting documentation, and the official claim form set out what counted.
How do I know if TransUnion improperly investigated my dispute?
Signs may include: your dispute was rejected without proper review, TransUnion didn't contact the creditor, they failed to remove inaccurate information, or they didn't respond within the required timeframe. Documentation of your dispute and TransUnion's response will help establish your claim.
What if I disputed information with Experian or Equifax instead of TransUnion?
This settlement only covers disputes filed with TransUnion specifically. If you had issues with Experian or Equifax, those would be separate matters not covered by this settlement.
When will I receive my settlement payment?
Settlement payments will be distributed after the claim period closes, all claims are reviewed, and the court gives final approval. This process typically takes several months to over a year from when claims open.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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