$23M TransUnion credit report dispute class action settlement

$160

Max Payout

Jun 24, 2025

Filing Deadline

Yes

Proof Required?

TransUnion agreed to pay $23 million to settle a class action lawsuit alleging the credit bureau failed to properly investigate credit report disputes. The lawsuit claimed TransUnion did not contact companies that requested credit reports and failed to remove disputed hard inquiries, leaving inaccurate information on consumers' credit reports. Approximately 485,000 consumers who resided in the United States and received a "502 Letter" from TransUnion in response to a written dispute of an inquiry between December 5, 2016, and January 31, 2025, were eligible for compensation.

Who Is Eligible?

You may be eligible to file a claim if you:

To qualify for this settlement, you must have: - Resided in the United States or its territories - Submitted a written dispute of a hard inquiry on your TransUnion credit report - Received a "502 Letter" from TransUnion in response to that dispute - Between December 5, 2016, and January 31, 2025 Proof of harm was required for claims exceeding the minimum payment amount.

How Much Can You Get?

The total settlement fund was $23 million, distributed among approximately 485,000 class members. Participants could receive between $20 and $160 per person. Class members who did not file claims received automatic minimum payments of $20-$30, while those with documented harm could pursue higher amounts up to $160.

How to File Your Claim

Filing your claim is quick and easy:

This settlement's claim deadline of June 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

Download for iPhone Download for Android

Frequently Asked Questions

How do I know if TransUnion improperly investigated my dispute?

Signs may include: your dispute was rejected without proper review, TransUnion didn't contact the creditor, they failed to remove inaccurate information, or they didn't respond within the required timeframe. Documentation of your dispute and TransUnion's response will help establish your claim.

What if I disputed information with Experian or Equifax instead of TransUnion?

This settlement only covers disputes filed with TransUnion specifically. If you had issues with Experian or Equifax, those would be separate matters not covered by this settlement.

When will I receive my settlement payment?

Settlement payments will be distributed after the claim period closes, all claims are reviewed, and the court gives final approval. This process typically takes several months to over a year from when claims open.

Ready to File Your Claim?

We're adding new settlements regularly. Download the app to get notified when this one is available.

Download Class Action Buddy →