$23M TransUnion credit report dispute class action settlement
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Proof Required?
TransUnion, one of the three major credit reporting agencies, has agreed to pay $23 million to settle a class action lawsuit. The lawsuit claimed that TransUnion failed to properly investigate credit report disputes submitted by consumers.
If you disputed information on your TransUnion credit report and believe they didn't adequately investigate your dispute, you may be eligible for compensation from this settlement. This is your opportunity to get money back for the hassle and potential harm caused by improper dispute handling.
Who Is Eligible?
You may be eligible to file a claim if you:
- You submitted a dispute to TransUnion about information on your credit report
- You believe TransUnion failed to properly investigate your dispute
- Your dispute occurred during the class period (specific dates to be determined)
- You experienced harm or inconvenience due to the inadequate investigation
How Much Can You Get?
The total settlement fund is $23 million, which will be distributed among eligible class members. The exact amount each person receives will depend on how many people file valid claims and the specific circumstances of their disputes. Details about individual payout amounts are still pending.
How to File Your Claim
Filing your claim is quick and easy:
- Gather documentation of your TransUnion credit report dispute(s)
- Collect any evidence showing the dispute was improperly handled
- Wait for the official claim form to become available
- Complete and submit the claim form by the deadline
- Download Class Action Buddy to stay updated on this settlement and easily file your claim when it opens
Frequently Asked Questions
How do I know if TransUnion improperly investigated my dispute?
Signs may include: your dispute was rejected without proper review, TransUnion didn't contact the creditor, they failed to remove inaccurate information, or they didn't respond within the required timeframe. Documentation of your dispute and TransUnion's response will help establish your claim.
What if I disputed information with Experian or Equifax instead of TransUnion?
This settlement only covers disputes filed with TransUnion specifically. If you had issues with Experian or Equifax, those would be separate matters not covered by this settlement.
When will I receive my settlement payment?
Settlement payments will be distributed after the claim period closes, all claims are reviewed, and the court gives final approval. This process typically takes several months to over a year from when claims open.
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