$586M FTC Western Union international fraud scam remission
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Who Is Eligible?
You may be eligible to file a claim if you:
- You sent a money transfer through Western Union between January 1, 2004 and January 19, 2017
- You were a victim of fraud — meaning you were deceived or scammed into sending the money
- The transfer was part of a known fraud scheme such as a lottery scam, romance scam, grandparent/family emergency scam, or similar
- You previously submitted a claim in an earlier phase of this remission program, or are filing for the first time in Phase 3
- You have documentation or information about the fraudulent transfer (details pending on exact proof requirements for Phase 3)
How Much Can You Get?
The total remission fund is $586 million, which is being distributed among eligible fraud victims. Individual payout amounts vary depending on how much money you lost and how many total valid claims are submitted. Because this is a remission program rather than a traditional class action, the FTC works to return as much money as possible directly to victims. Specific payout amounts per claimant for Phase 3 have not been publicly detailed yet, but previous phases did result in direct payments to thousands of victims. The more documentation you have of your fraudulent transfer, the stronger your claim. Check back for updates as the FTC releases more details on Phase 3 distribution amounts.How to File Your Claim
Filing your claim is quick and easy:
- Confirm that you sent a Western Union transfer between 2004 and 2017 as part of a fraud scheme
- Gather any documentation you have — this may include Western Union receipts, transaction confirmation numbers, or records of the scam (emails, letters, phone records)
- Visit the official FTC Western Union remission claim page to check if Phase 3 filing is currently open and to submit your information
- Complete the claim form with accurate details about your transfer and the fraud you experienced
- Submit your claim before any posted deadline — check the official site regularly for Phase 3 updates
- Download the Class Action Buddy app to track your claim status, get deadline reminders, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the $586M FTC Western Union international fraud scam remission?
The current deadline to file a claim is Aug 19, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
Do I need proof of purchase for the $586M FTC Western Union international fraud scam remission?
Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.
How do I file a claim for the $586M FTC Western Union international fraud scam remission?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
How do I know if I qualify for the Western Union fraud settlement?
You likely qualify if you sent a Western Union money transfer between January 2004 and January 2017 and were tricked into sending it as part of a scam. Common scams include fake lottery winnings, romance scams, grandparent scams, and emergency impersonation schemes. If you lost money because someone deceived you into wiring funds through Western Union, you should look into filing a claim.
What is the FTC Western Union remission and what is Phase 3?
The FTC Western Union remission is a program to return $586 million to fraud victims after Western Union was penalized for failing to prevent fraudsters from using its service. The money is being distributed in phases — earlier phases already sent payments to verified victims, and Phase 3 is the latest round of distribution, which may include new claimants or additional payments to previous ones.
Do I need proof to file a Western Union fraud claim?
Having documentation — like a Western Union receipt, transaction number, or records of the scam — will strengthen your claim significantly. The exact proof requirements for Phase 3 are not fully detailed yet, but in general, any evidence you can provide showing you were defrauded through a Western Union transfer will help support your eligibility.
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