No Proof Required
iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement
Not sure if this settlement applies to you?
Take our 60-second eligibility quiz to find every settlement you qualify for — including this one.
Who Is Eligible?
You may be eligible to file a claim if you:
- You are or were a member of iQ Credit Union with a checking or deposit account
- You were charged one or more overdraft fees (OD fees) or non-sufficient funds (NSF) fees on your account
- The fees were charged during the relevant class period (specific dates to be confirmed — check back for updates)
- You believe the fees were assessed in a way that was unfair, duplicative, or inconsistent with your account agreement
How Much Can You Get?
The total settlement fund is $1 million, which will be divided among qualifying class members. The exact amount each person can receive has not yet been publicly confirmed — your individual payout will likely depend on how many overdraft or NSF fees you were charged during the covered period and how many total members submit valid claims. In similar bank and credit union fee settlements, individual payouts have ranged from a few dollars to a few hundred dollars depending on claim volume and fee history. Keep an eye on this page for updates on per-member payout estimates as more details are released.How to File Your Claim
Filing your claim is quick and easy:
- Confirm you were an iQ Credit Union member who was charged overdraft or NSF fees during the covered period
- Gather any relevant account records, bank statements, or fee notices that show the charges — having this handy may help support your claim
- Wait for the official claim form to become available (the filing deadline has not yet been announced — we'll update this page when it is)
- Complete the claim form with your personal and account information accurately and completely
- Submit your claim before the deadline through the official settlement website
- Download Class Action Buddy to get notified when the claim form goes live, track your submission, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
Do I need proof of purchase for the iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some class action settlements still require a Claimant ID or PIN from a notice mailed to affected class members; if this settlement does, it will be shown on the official claim form.
How do I file a claim for the iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What is the iQ Credit Union overdraft fee class action settlement?
iQ Credit Union has agreed to a $1 million class action settlement resolving claims that the credit union charged members improper or excessive overdraft and NSF fees. Affected members may be eligible to file a claim and receive a portion of the settlement fund.
Do I qualify for the iQ Credit Union NSF fee settlement?
You may qualify if you were an iQ Credit Union account holder who was charged overdraft or non-sufficient funds (NSF) fees during the relevant time period covered by the lawsuit. Specific eligibility dates are still being confirmed — check back for updates or download Class Action Buddy to get notified.
How much money will I get from the iQ Credit Union settlement?
The total settlement pool is $1 million. Individual payout amounts haven't been confirmed yet and will depend on how many people file claims and how many fees each person was charged. We'll update this page with payout estimates once more details are available.
Ready to File Your Claim?
We're adding new settlements regularly. Download the app to get notified when this one is available.
Download Class Action Buddy →Get Notified About New Settlements
We find new class action settlements every week. Get alerts so you never miss free money.
No spam. Unsubscribe anytime. We respect your privacy.