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iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement
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Who Is Eligible?
You may be eligible to file a claim if you:
- You are or were a member of iQ Credit Union with a checking or deposit account
- You were charged one or more overdraft fees (OD fees) or non-sufficient funds (NSF) fees on your account
- The fees were charged during the relevant class period (specific dates to be confirmed)
- You believe the fees were assessed in a way that was unfair, duplicative, or inconsistent with your account agreement
How Much Can You Get?
The total settlement fund is $1 million, which will be divided among qualifying class members. The exact amount each person can receive has not yet been publicly confirmed — your individual payout will likely depend on how many overdraft or NSF fees you were charged during the covered period and how many total members submit valid claims. In similar bank and credit union fee settlements, individual payouts have ranged from a few dollars to a few hundred dollars depending on claim volume and fee history. Keep an eye on this page for updates on per-member payout estimates as more details are released.How to File Your Claim
The administrator has not published a claim form for this settlement. The steps below are what filing will involve once one exists.
- Confirm you were an iQ Credit Union member who was charged overdraft or NSF fees during the covered period
- Gather any relevant account records, bank statements, or fee notices that show the charges — having this handy may help support your claim
- Watch for the official claim form to be published. The filing deadline is August 19, 2026, so do not leave it late
- Complete the claim form with your personal and account information accurately and completely
- Submit your claim before the deadline through the official settlement website
File this one with the administrator
Class Action Buddy does not file this settlement for you — use the official claim process above. What the app does do is watch the open settlements list and tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement?
The current deadline to file a claim is Aug 19, 2026. Claims sent by mail must be postmarked by this date, so allow about a week for delivery if you are not filing online.
Do I need proof of purchase for the iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some settlements still require a Claimant ID or PIN from a mailed notice; if this one does, it will be shown on the official claim form.
How do I file a claim for the iQ Credit Union $1M Overdraft & NSF Fee Class Action Settlement?
File directly with the settlement administrator, using the official claim form linked on this page. Class Action Buddy does not support this settlement in the app, so the administrator’s own claim process is the route. Check whether the form asks for an ID or PIN from the notice you were sent before you start.
What is the iQ Credit Union overdraft fee class action settlement?
iQ Credit Union has agreed to a $1 million class action settlement resolving claims that the credit union charged members improper or excessive overdraft and NSF fees. Affected members may be eligible to file a claim and receive a portion of the settlement fund.
Do I qualify for the iQ Credit Union NSF fee settlement?
You may qualify if you were an iQ Credit Union account holder who was charged overdraft or non-sufficient funds (NSF) fees during the relevant time period covered by the lawsuit.
How much money will I get from the iQ Credit Union settlement?
The total settlement pool is $1 million. Individual payout amounts haven't been confirmed yet and will depend on how many people file claims and how many fees each person was charged. We'll update this page with payout estimates once more details are available.
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