$750,000 iQ Credit Union overdraft fees class action settlement No Proof Required

$750,000 iQ Credit Union overdraft fees class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed July 30, 2026

See details
Max Payout
Aug 19, 2026
Filing Deadline
No
Proof Required?
iQ Credit Union has agreed to pay $750,000 to resolve a class action lawsuit alleging that it charged customers unfair or improper overdraft and non-sufficient funds (NSF) fees. If you were an iQ Credit Union member who was hit with these types of fees, you may be entitled to a share of the settlement — and the best part is you may not even need to file a claim form to get paid. The lawsuit claimed that iQ Credit Union assessed overdraft and NSF fees in ways that were deceptive or contrary to what members were told in their account agreements. While iQ Credit Union has not admitted any wrongdoing, they've agreed to settle the case and provide compensation to affected members. This type of settlement is relatively straightforward — if you qualify, you could receive a payment without having to jump through a lot of hoops. Read on to find out if you're eligible and what steps (if any) you need to take.
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Who Was Eligible?

Who the settlement covered:

  • You are or were a member of iQ Credit Union
  • You were charged one or more overdraft fees or non-sufficient funds (NSF) fees on your account
  • Your fees were charged during the qualifying time period covered by the settlement (specific dates to be confirmed on the official settlement website)
  • You meet any additional membership or account criteria outlined in the final settlement agreement

How Much Did It Pay?

The total settlement fund is $750,000, which will be divided among all eligible class members. The exact amount each person receives will depend on how many qualifying members are identified and the number and amount of overdraft or NSF fees they were charged. Settlement administrators typically calculate individual payouts based on your share of the total fees assessed during the covered period. Because no claim form appears to be required, eligible members may be automatically identified using iQ Credit Union's own account records. This means your payout could be sent directly to you without needing to take any action — though it's still a good idea to stay informed and confirm your contact information is up to date.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Check if you were an iQ Credit Union member who was charged overdraft or NSF fees during the relevant time period
  • Visit the official settlement website (linked from the source page) to review the full terms and confirm eligibility details
  • Since no claim form is reportedly required, verify whether you need to update your mailing address or contact information with iQ Credit Union or the settlement administrator
  • Keep an eye out for any mailed notices or settlement checks if you qualify

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $750,000 iQ Credit Union overdraft fees class action settlement?

The deadline to file a claim was Aug 19, 2026, and it has passed. Claims are no longer accepted for this settlement.

Did I need proof of purchase for the $750,000 iQ Credit Union overdraft fees class action settlement?

No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.

Do I need to file a claim to get money from the iQ Credit Union settlement?

Based on available information, no claim form is required for this settlement. Eligible members may be automatically identified and paid based on iQ Credit Union's internal records. However, it's still a good idea to check the official settlement website to confirm and make sure your contact details are current.

What were the overdraft fees in the iQ Credit Union lawsuit about?

The lawsuit alleged that iQ Credit Union charged members overdraft and non-sufficient funds (NSF) fees in ways that were unfair or inconsistent with what members were told in their account agreements. iQ Credit Union has not admitted any wrongdoing but agreed to settle the case for $750,000.

How much money will I get from the iQ Credit Union overdraft settlement?

Individual payout amounts haven't been publicly specified. Your share will depend on the total number of eligible members and the fees you were charged. The entire $750,000 fund will be distributed among qualifying members, so the more fees you were charged relative to others, the larger your potential payment.

Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.

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