No Proof Required
FirstCash $9M Military Lending Act Violations Settlement
By the Class Action Buddy Editorial Team · Last reviewed September 3, 2026
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This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- You are an active-duty U.S. servicemember or a dependent of an active-duty servicemember covered under the Military Lending Act.
- You obtained a pawn loan from a FirstCash store location during the covered period (specific dates to be confirmed — check the official settlement site for details).
- Your loan was subject to Military Lending Act protections at the time it was made.
- You were charged interest rates, fees, or loan terms that may have exceeded MLA limits.
How Much Did It Pay?
The total settlement fund is $9 million. Individual payout amounts have not yet been officially confirmed and will likely depend on factors such as the number of eligible claimants, the size and terms of your pawn loan(s), and the final settlement administration process. The CFPB-supervised settlement is structured to compensate affected military borrowers, so those with larger or multiple qualifying loans may receive more. Check the official settlement administrator's website at claimdepot.com for the most up-to-date payout information as details are finalized.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Visit the official settlement administrator's website at claimdepot.com/settlements/firstcash-cfpb-settlement to review full eligibility details and any available claim form.
- Gather relevant documentation that may support your claim, such as records of any pawn loans you obtained from FirstCash, proof of active-duty military status or dependent status (e.g., military ID, LES, or dependent ID), and any loan agreements or receipts from FirstCash.
- Complete the official claim form when it becomes available on the settlement administrator's website, providing accurate information about your loan(s) and military status.
- Submit your completed claim form by the deadline listed on the official settlement site — check back regularly for updates on the filing deadline and any required documentation.
- Keep a copy of your submitted claim form and any confirmation number provided for your records.
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Frequently Asked Questions
What is the deadline to file a claim for the FirstCash $9M Military Lending Act Violations Settlement?
The deadline to file a claim was Sep 20, 2026, and it has passed. Claims are no longer accepted for this settlement.
Did I need proof of purchase for the FirstCash $9M Military Lending Act Violations Settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
What is the FirstCash Military Lending Act settlement about?
The CFPB alleged that FirstCash violated the Military Lending Act by offering pawn loans to active-duty servicemembers and their dependents with terms that exceeded legal limits — including caps on interest rates and fees designed to protect military borrowers. FirstCash agreed to pay $9 million to settle these allegations without admitting wrongdoing.
Who qualifies for the FirstCash CFPB settlement?
Active-duty U.S. servicemembers and their covered dependents who took out pawn loans at FirstCash locations during the relevant period may qualify. You'll need to confirm your military or dependent status and show that the loan was subject to Military Lending Act protections. Check the official settlement site for specific eligibility dates and requirements.
How much will I get from the FirstCash settlement?
Individual payment amounts have not yet been confirmed. The total settlement fund is $9 million, and payouts will depend on the number of valid claims filed and the details of each borrower's loan(s). Once the settlement administrator releases payout information, it will be posted on the official settlement website.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
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