Nationstar $1.5M Mortgage Fees Class Action Settlement

Nationstar $1.5M Mortgage Fees Class Action Settlement

$300
Max Payout
Aug 15, 2026
Filing Deadline
See Details
Proof Required?
Nationstar Mortgage, one of the largest mortgage servicers in the country, is facing a class action lawsuit alleging that it improperly charged borrowers certain fees in connection with their mortgage loans. A $1.5 million settlement fund has been established to compensate affected borrowers, and eligible Florida residents may be entitled to a share of that money. If you had a mortgage serviced by Nationstar and were charged fees that you believe were improper or excessive, this settlement could apply to you. Cases like this typically involve charges such as late fees, inspection fees, force-placed insurance, or other servicing-related costs that borrowers allege they should not have had to pay. The good news is that filing a claim doesn't require you to be a legal expert. Below, you'll find everything you need to know about who qualifies, what you might receive, and how to file — and Class Action Buddy can walk you through the entire process right from your phone.

Who Is Eligible?

You may be eligible to file a claim if you:

  • You had a mortgage loan serviced by Nationstar Mortgage (now doing business as Mr. Cooper) during the relevant time period
  • You are a Florida resident or your mortgage property is located in Florida
  • You were charged one or more fees in connection with your Nationstar-serviced mortgage that may have been improper or unauthorized
  • You received a notice about this settlement or your account was identified as part of the class
  • You did not previously opt out of the class or release your claims against Nationstar

How Much Can You Get?

The total settlement fund in this case is $1.5 million, which will be distributed among all eligible class members who submit valid claims. The exact amount each individual borrower receives will depend on the total number of approved claims filed and the specific fees charged to your account — meaning the more claimants who file, the smaller each individual share may be. Specific per-person payout amounts have not been publicly detailed based on currently available information. However, mortgage fee settlements like this one have historically resulted in payouts ranging from modest checks of $20–$100 to several hundred dollars for borrowers who paid higher or repeated improper fees. Keep an eye on updates as the settlement process moves forward for more precise figures.

How to File Your Claim

Filing your claim is quick and easy:

  • Confirm that you had a mortgage serviced by Nationstar Mortgage and that it was connected to a Florida property or account
  • Gather any documents related to your Nationstar mortgage, such as statements, fee notices, or correspondence — these may help support your claim
  • Check your mail or email for any official settlement notice, which may include a unique Claim ID or confirmation that you are part of the class
  • Visit the official settlement website (check the source URL above or your mailed notice for the correct link) to access the claim form
  • Complete the claim form with your personal and mortgage account information, and submit it before the filing deadline
  • Download the Class Action Buddy app to track your claim status, get deadline reminders, and discover other settlements you may qualify for

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the deadline to file a claim for the Nationstar $1.5M Mortgage Fees Class Action Settlement?

The current deadline to file a claim is Aug 15, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the Nationstar $1.5M Mortgage Fees Class Action Settlement?

The maximum payout per eligible claimant is up to $300. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

How do I file a claim for the Nationstar $1.5M Mortgage Fees Class Action Settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

What is the Nationstar mortgage fees class action settlement about?

This class action lawsuit alleges that Nationstar Mortgage improperly charged borrowers certain fees on their mortgage accounts. Nationstar has agreed to a $1.5 million settlement to resolve these claims, without admitting any wrongdoing. Eligible Florida borrowers may be able to file a claim for a portion of the settlement fund.

Do I need proof to file a claim in the Nationstar settlement?

It's a good idea to have your mortgage documents handy, such as account statements or fee notices, in case they are needed to verify your claim. The exact proof requirements will be outlined on the official claim form. Having documentation of the fees you were charged can help support your submission.

Is Nationstar Mortgage the same as Mr. Cooper?

Yes — Nationstar Mortgage rebranded as Mr. Cooper in 2017. If your mortgage was serviced under either name, you may still be eligible for this settlement depending on the time period covered by the lawsuit. Check your old mortgage statements to confirm whether Nationstar serviced your loan.

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