Progressive Insurance debt collection class action settlement (Florida residents)
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Who Is Eligible?
You may be eligible to file a claim if you:
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To qualify for this settlement, you must have:
- Been a Florida resident
- Received debt collection communications from Progressive Direct Insurance Co.
- During prohibited hours (between 9 PM and 8 AM local time)
- Between July 2, 2022, and May 16, 2025
No proof of purchase was required to file a claim.
How Much Can You Get?
The total settlement fund was $500,000. Eligible class members received pro rata cash payments, with payouts distributed proportionally based on the number of valid claims filed.How to File Your Claim
Filing your claim is quick and easy:
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This settlement's claim deadline of November 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the Progressive Insurance debt collection class action settlement (Florida residents)?
The current deadline to file a claim is Nov 24, 2025. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the Progressive Insurance debt collection class action settlement (Florida residents)?
The maximum payout per eligible claimant is up to Varies. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the Progressive Insurance debt collection class action settlement (Florida residents)?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. Note: some class action settlements still require a Claimant ID or PIN from a notice mailed to affected class members; if this settlement does, it will be shown on the official claim form.
How do I file a claim for the Progressive Insurance debt collection class action settlement (Florida residents)?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What time counts as late-night for debt collection emails?
While specific hours haven't been detailed in available information, debt collection laws typically restrict contact during unreasonable hours, which usually means very late at night or very early in the morning. The lawsuit focused on Progressive's practice of sending emails outside normal business hours.
How much money can I get from the Progressive settlement?
Individual payout amounts haven't been announced yet. The total settlement is $500,000, and your share will depend on factors like how many people file valid claims and how many late-night emails you received from Progressive.
Do I need to save my Progressive debt collection emails?
It's a good idea to keep any emails you received from Progressive about debt collection, especially those sent at unusual hours. These emails could serve as evidence of your eligibility for the settlement.
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