Progressive Insurance debt collection class action settlement (Florida residents)
By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
-
To qualify for this settlement, you must have:
- Been a Florida resident
- Received debt collection communications from Progressive Direct Insurance Co.
- During prohibited hours (between 9 PM and 8 AM local time)
- Between July 2, 2022, and May 16, 2025
No proof of purchase was required to file a claim.
How Much Did It Pay?
The total settlement fund was $500,000. Eligible class members received pro rata cash payments, with payouts distributed proportionally based on the number of valid claims filed.How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
-
This settlement's claim deadline of November 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the Progressive Insurance debt collection class action settlement (Florida residents)?
The deadline to file a claim was Nov 24, 2025, and it has passed. Claims are no longer accepted for this settlement.
Did I need proof of purchase for the Progressive Insurance debt collection class action settlement (Florida residents)?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
What time counts as late-night for debt collection emails?
While specific hours haven't been detailed in available information, debt collection laws typically restrict contact during unreasonable hours, which usually means very late at night or very early in the morning. The lawsuit focused on Progressive's practice of sending emails outside normal business hours.
How much money can I get from the Progressive settlement?
Individual payout amounts haven't been announced yet. The total settlement is $500,000, and your share will depend on factors like how many people file valid claims and how many late-night emails you received from Progressive.
Do I need to save my Progressive debt collection emails?
It's a good idea to keep any emails you received from Progressive about debt collection, especially those sent at unusual hours. These emails could serve as evidence of your eligibility for the settlement.
Primary source: official settlement administrator — electroniccommssettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
See settlements that are open →Get Notified About New Settlements
We find new class action settlements every week. Get alerts so you never miss free money.
No spam. Unsubscribe anytime. We respect your privacy.