No Proof Required
Progressive Insurance debt collection class action settlement (Florida residents)
Nov 24, 2025
Filing Deadline
Progressive Direct Insurance Co. agreed to pay $500,000 to settle a class action lawsuit alleging the company violated Florida law by sending debt collection emails during prohibited hours — between 9 PM and 8 AM local time — in violation of the Florida Consumer Collection Practices Act.
Florida residents who received debt collection communications from Progressive during the restricted hours between July 2, 2022, and May 16, 2025, were eligible for compensation.
Who Is Eligible?
You may be eligible to file a claim if you:
To qualify for this settlement, you must have:
- Been a Florida resident
- Received debt collection communications from Progressive Direct Insurance Co.
- During prohibited hours (between 9 PM and 8 AM local time)
- Between July 2, 2022, and May 16, 2025
No proof of purchase was required to file a claim.
How Much Can You Get?
The total settlement fund was $500,000. Eligible class members received pro rata cash payments, with payouts distributed proportionally based on the number of valid claims filed.
How to File Your Claim
Filing your claim is quick and easy:
This settlement's claim deadline of November 24, 2025 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
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Frequently Asked Questions
What time counts as late-night for debt collection emails?
While specific hours haven't been detailed in available information, debt collection laws typically restrict contact during unreasonable hours, which usually means very late at night or very early in the morning. The lawsuit focused on Progressive's practice of sending emails outside normal business hours.
How much money can I get from the Progressive settlement?
Individual payout amounts haven't been announced yet. The total settlement is $500,000, and your share will depend on factors like how many people file valid claims and how many late-night emails you received from Progressive.
Do I need to save my Progressive debt collection emails?
It's a good idea to keep any emails you received from Progressive about debt collection, especially those sent at unusual hours. These emails could serve as evidence of your eligibility for the settlement.
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