Progressive Insurance debt collection class action settlement (Florida residents)
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Proof Required?
Progressive Direct Insurance Company has agreed to pay $500,000 to settle a class action lawsuit in Florida. The lawsuit claimed that Progressive violated Florida debt collection laws by sending late-night emails to customers about outstanding debts.
If you're a Florida resident who received debt collection emails from Progressive Insurance outside of normal business hours, you may be eligible for compensation from this settlement. The case specifically involves Progressive's email practices that allegedly violated state regulations protecting consumers from harassment during unreasonable hours.
Who Is Eligible?
You may be eligible to file a claim if you:
- You are a Florida resident
- You received debt collection emails from Progressive Direct Insurance Company
- The emails were sent outside of normal business hours (typically late at night or very early morning)
- You received these emails during the relevant time period (specific dates to be determined)
How Much Can You Get?
Progressive Insurance has agreed to pay a total of $500,000 to settle this class action lawsuit. The specific amount each eligible Florida resident will receive has not yet been announced and will likely depend on factors such as the number of valid claims filed and the frequency of late-night emails received.
Payment details and individual settlement amounts will be determined as the settlement process moves forward.
How to File Your Claim
Filing your claim is quick and easy:
- Gather any evidence of late-night debt collection emails from Progressive Insurance
- Verify that you were a Florida resident when you received the emails
- Wait for official claim filing instructions to be announced
- Download the Class Action Buddy app to stay updated on filing deadlines and requirements
- Submit your claim through the official settlement process when it becomes available
Frequently Asked Questions
What time counts as late-night for debt collection emails?
While specific hours haven't been detailed in available information, debt collection laws typically restrict contact during unreasonable hours, which usually means very late at night or very early in the morning. The lawsuit focused on Progressive's practice of sending emails outside normal business hours.
How much money can I get from the Progressive settlement?
Individual payout amounts haven't been announced yet. The total settlement is $500,000, and your share will depend on factors like how many people file valid claims and how many late-night emails you received from Progressive.
Do I need to save my Progressive debt collection emails?
It's a good idea to keep any emails you received from Progressive about debt collection, especially those sent at unusual hours. These emails could serve as evidence of your eligibility for the settlement.
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