No Proof Required
TransUnion $8.31 Million Bankruptcy Credit Report Settlement
By the Class Action Buddy Editorial Team · Last reviewed September 16, 2026 · ✓ verified against brooksbankruptcyclassaction.com, read 2026-09-11
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Who Is Eligible?
You may be eligible to file a claim if you:
- TransUnion sold a consumer report about you to a third party between January 6, 2020 and January 31, 2023
- That report carried a bankruptcy remark on a credit account while the public-record section of the same report showed no bankruptcy filing
- You live in the United States or its Territories; your mailed notice carries a Claim Number and PIN and names your group — No Bankruptcy Group (no government-held bankruptcy record at all) or Aged Bankruptcy Group
How Much Can You Get?
Two tiers, per the administrator. No Bankruptcy Group: an automatic $100 check with no claim filed — or approximately $1,000 for a valid claim. Aged Bankruptcy Group: approximately $350 for a valid claim. The estimates are based on typical claims rates and the actual amounts depend on how many people file. The overall fund is $8.31 million.How to File Your Claim
You will need the Claim ID and PIN printed on the notice the administrator sent you. This settlement is not open to anyone who simply believes they qualify.
- Find the Claim Number and PIN on your mailed notice and log in at the official settlement site, or use the paper claim form from its Documents section
- Submit the claim by October 30, 2026 — filing is what moves a No Bankruptcy Group payment from $100 to roughly $1,000
- To exclude yourself instead, write to the Settlement Administrator by October 30, 2026
File this one with the administrator
Class Action Buddy does not file this settlement for you — use the official claim process above. What the app does do is watch the open settlements list and tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the TransUnion $8.31 Million Bankruptcy Credit Report Settlement?
The current deadline to file a claim is Oct 30, 2026. Claims sent by mail must be postmarked by this date, so allow about a week for delivery if you are not filing online.
Do I need proof of purchase for the TransUnion $8.31 Million Bankruptcy Credit Report Settlement?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. You do, however, need the Claimant ID or PIN from the notice the administrator sent you.
How do I file a claim for the TransUnion $8.31 Million Bankruptcy Credit Report Settlement?
File directly with the settlement administrator, using the official claim form linked on this page. Class Action Buddy does not support this settlement in the app, so the administrator’s own claim process is the route. Check whether the form asks for an ID or PIN from the notice you were sent before you start.
How much does the TransUnion bankruptcy settlement pay?
No Bankruptcy Group members receive $100 automatically, or approximately $1,000 if they submit a valid claim. Aged Bankruptcy Group members receive approximately $350 per valid claim. Actual amounts depend on claims rates; the fund is $8.31 million.
Do I need to file a claim in Brooks v. Trans Union?
Filing is optional but usually the right move: the No Bankruptcy Group's automatic payment is $100, while a valid claim is expected to pay about ten times that. The claim deadline is October 30, 2026.
What was the TransUnion lawsuit about?
The suit alleges TransUnion willfully violated the Fair Credit Reporting Act by selling reports with a bankruptcy remark on an account while the same report contained no public bankruptcy record. TransUnion denies the allegations; the settlement resolves the case without a ruling on them.
Who is in the settlement class?
Everyone in the United States and its Territories about whom TransUnion sold such a report to a third party between January 6, 2020 and January 31, 2023. The mailed notice, with its Claim Number and PIN, is how class members were told and how you find your group.
Primary source: official settlement administrator — brooksbankruptcyclassaction.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
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