Travelers New Mexico UIM Settlement — 29% Premium Refund

Travelers New Mexico UIM Settlement — 29% Premium Refund

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If you had a Travelers auto insurance policy in New Mexico with underinsured motorist (UIM) coverage at any point between January 1, 2015 and August 16, 2022, you may be entitled to a refund of 29% of the UIM premiums you paid during that time. This settlement resolves claims that Travelers improperly charged policyholders for UIM coverage in New Mexico. Underinsured motorist coverage is designed to protect you when the at-fault driver in an accident doesn't have enough insurance to cover your losses. The lawsuit alleged that Travelers' UIM pricing or coverage practices were not in line with New Mexico law — and as a result, affected policyholders are now eligible to recover a meaningful chunk of what they paid. The good news: the refund amount is straightforward — 29% of whatever UIM premiums you paid during the eligible period. You don't need to remember exactly how much you paid; the settlement administrator and your policy records can help establish that. The deadline to file your claim is September 27, 2026, so there's still time to act.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • You held a Travelers auto insurance policy in New Mexico at any point between January 1, 2015 and August 16, 2022
  • Your policy included underinsured motorist (UIM) coverage during that period
  • You paid UIM premiums to Travelers under a New Mexico policy
  • You are a current or former Travelers policyholder — the policy does not need to be active today

How Much Can You Get?

Eligible claimants can receive a refund equal to 29% of the UIM premiums they paid during the covered period (January 1, 2015 through August 16, 2022). The exact dollar amount will vary depending on how long you held the policy and how much you paid in UIM premiums over those years. For example, if you paid $1,000 in UIM premiums over the eligible period, you could receive approximately $290 back. Because the refund is tied directly to your actual premium payments, policyholders who carried continuous coverage throughout the entire period could see a more substantial payout. It's worth taking a few minutes to check your old policy documents or contact Travelers to estimate what you might be owed before the September 27, 2026 claim deadline.

How to File Your Claim

Filing your claim is quick and easy:

  • Confirm you had a Travelers auto policy in New Mexico with UIM coverage between January 1, 2015 and August 16, 2022
  • Gather any policy documents, renewal notices, or billing statements that show your UIM premium payments during the eligible period
  • Visit the official settlement website (check openclassactions.com for the direct claim form link once available)
  • Complete the claim form with your policy details and contact information
  • Submit your claim before the September 27, 2026 deadline
  • Download Class Action Buddy to get step-by-step filing help, deadline reminders, and to discover other settlements you may qualify for

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Frequently Asked Questions

How do I file a claim for the Travelers New Mexico UIM Settlement — 29% Premium Refund?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

How do I know how much UIM premium I paid to Travelers?

Check your old insurance declarations pages, billing statements, or renewal notices — UIM coverage is usually listed as a separate line item. You can also call Travelers directly and ask for a premium history for your New Mexico policy. The settlement administrator may also be able to pull this information based on your policy number.

Do I need proof to file a Travelers New Mexico UIM settlement claim?

It's not entirely clear yet whether supporting documents are required, but having your old policy number or billing statements on hand will make the process smoother. Travelers' own records may be used to verify your premiums, but it's always a good idea to dig up any documentation you have just in case.

What if my Travelers policy was cancelled before 2022 — can I still file?

Yes — as long as your policy was active at some point between January 1, 2015 and August 16, 2022 and included UIM coverage, you should still be eligible to file a claim, even if the policy has since lapsed or been cancelled.

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