AAA Class Action Settlements in Texas
AAA class action settlements that covered Texas residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
Texas residents have no confirmed open class action settlements involving AAA right now. The AAA settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed AAA Settlements for Texas Residents (1)
This AAA settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$4.15M AAA underinsured motorist claims class action settlement
Up to $25,000New Mexico AAA policyholders with UM/UIM coverage (2010-2022) may claim up to $25,000 from this $4.15M underinsured motorist settlement.
About AAA Class Actions in Texas
Before you read on: the AAA settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
AAA operates extensively throughout Texas with multiple regional clubs serving different areas of the state, including AAA Texas in Dallas, Houston, Austin, and San Antonio. Texas maintains robust consumer protection laws under the Texas Deceptive Trade Practices Act (DTPA), which allows consumers to recover actual damages, attorney fees, and potentially treble damages for deceptive insurance practices. The state's Insurance Code also requires insurers to act in good faith when handling claims, making Texas particularly favorable for insurance-related class actions. Texas residents filing class action claims benefit from the state's liberal discovery rules and consumer-friendly statutes of limitations, typically four years for breach of contract claims against insurers. The Texas Department of Insurance actively monitors insurance company practices and maintains complaint databases that often serve as evidence in class action cases. AAA's significant Texas membership base, estimated at over 2 million members across the state's various clubs, creates substantial exposure for potential class-wide relief when systematic claim handling issues arise, as demonstrated by the recent $4.15 million underinsured motorist settlement.
AAA Settlements in Texas: FAQs
What was the AAA underinsured motorist settlement amount for Texas residents?
The AAA class action settlement for underinsured motorist claims totaled $4.15 million. This settlement addressed allegations that AAA improperly handled underinsured motorist claims, affecting policyholders who suffered damages exceeding their at-fault driver's insurance limits.
How does Texas insurance law protect AAA policyholders in class action cases?
Texas Insurance Code requires insurers to promptly investigate claims and act in good faith, with violations potentially triggering penalties under Chapter 542. The Texas DTPA also allows consumers to recover treble damages and attorney fees when insurers engage in deceptive practices during claim handling.
Which AAA clubs operate in Texas and are subject to Texas consumer protection laws?
AAA Texas serves major metropolitan areas including Dallas-Fort Worth, Houston, Austin, and San Antonio. All AAA clubs operating in Texas must comply with state insurance regulations and consumer protection statutes regardless of their corporate structure or regional affiliations.
Tips for Texas Residents Filing AAA Claims
Texas residents should file complaints with the Texas Department of Insurance before pursuing class action claims, as TDI complaint records strengthen legal cases. Document all communications with AAA representatives and retain policy documents, as Texas discovery rules allow broad access to insurer claim handling practices. Consider consulting attorneys experienced with Texas insurance law, particularly those familiar with DTPA and Insurance Code violations. Texas's four-year statute of limitations for insurance contract breaches provides substantial time to build strong cases, but earlier action preserves more evidence and witness testimony.
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