PHH Mortgage Corp. Class Action Settlements in Colorado

All PHH Mortgage Corp. class action lawsuits and settlements available to Colorado residents.

Colorado residents have 1 active class action settlements involving PHH Mortgage Corp. that they can file claims for right now. Open settlements include $1.5M PHH Mortgage Corp. misleading default notices class action settlement.

Class Action Buddy automatically files PHH Mortgage Corp. claims for Colorado residents in under 60 seconds — no paperwork, no mailing, no proof of purchasey/proof-of-purchase/" style="color:#5D82F2;text-decoration:none;font-weight:500;">proof of purchase needed for most settlements.

About PHH Mortgage Corp. Class Actions in Colorado

PHH Mortgage Corp. has maintained a significant presence in Colorado's mortgage servicing market, handling loans for borrowers across the Front Range and mountain communities. Colorado's Fair Debt Collection Practices Act provides additional protections beyond federal law, particularly relevant to the $1.5 million PHH settlement involving misleading default notices that may have violated state disclosure requirements. The Colorado Uniform Consumer Credit Code also mandates specific notice procedures for mortgage defaults that PHH allegedly failed to follow properly. Colorado residents filing class action claims benefit from the state's relatively plaintiff-friendly statute of limitations and the Colorado Consumer Protection Act, which allows for treble damages in certain cases. The state's Department of Regulatory Agencies actively monitors mortgage servicers, and PHH has faced scrutiny from Colorado regulators regarding servicing practices. Denver's U.S. District Court has jurisdiction over many mortgage-related class actions affecting Colorado borrowers, making it easier for residents to participate in federal settlements without extensive travel requirements.

How does the $1.5M PHH Mortgage Corp. settlement specifically affect Colorado borrowers?

Colorado borrowers who received misleading default notices from PHH between the class period dates may be eligible for compensation from this settlement. The notices allegedly violated both federal and Colorado state requirements for clear, accurate mortgage default communications.

What Colorado-specific laws did PHH potentially violate with their default notices?

PHH's misleading notices may have violated Colorado's Fair Debt Collection Practices Act and the Uniform Consumer Credit Code, which require specific language and timing for default communications. Colorado law mandates clearer disclosure standards than federal minimums for mortgage servicers.

Do Colorado residents need to take special steps to join PHH class action settlements?

Most PHH class actions are federal cases that automatically include eligible Colorado residents without additional state-specific requirements. However, Colorado's longer statute of limitations may help residents who discovered issues later than the typical filing deadline.

Tips for Colorado Residents Filing PHH Mortgage Corp. Claims

Colorado residents should gather all PHH correspondence, particularly default notices, before claim deadlines. The state's consumer protection laws may provide additional remedies beyond federal class action recoveries. Contact the Colorado Attorney General's office if PHH violated state-specific mortgage servicing requirements. Keep detailed records of any financial harm from misleading notices, as Colorado law allows enhanced damages. Consider consulting Colorado attorneys familiar with both state mortgage regulations and federal class action procedures for complex cases involving multiple potential violations.

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