$1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026

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Filing Deadline

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Discover Financial Services has agreed to pay $1.225 billion to settle a class action lawsuit over merchant card processing fees. The settlement resolves claims that Discover charged merchants excessive fees for processing credit and debit card transactions. If you're a merchant who accepted Discover cards and paid processing fees, you may be entitled to compensation from this settlement. The claims deadline is May 2026, giving eligible merchants time to file their claims.

Who Is Eligible?

You may be eligible to file a claim if you:

Merchants who accepted Discover credit or debit cards
Businesses that paid Discover card processing fees during the relevant time period
Details about specific eligibility dates and requirements are pending

How Much Can You Get?

The total settlement fund is $1.225 billion, which will be distributed among eligible merchants who file valid claims. The specific amount each merchant will receive depends on factors such as the volume of Discover transactions processed and fees paid. Individual payout amounts have not yet been determined.

How to File Your Claim

Filing your claim is quick and easy:

Gather documentation of your Discover card processing fees and transaction history
Wait for the official claim form to become available
Complete the claim form with accurate business and fee information
Submit your claim before the May 2026 deadline
Download Class Action Buddy to get notified when the claim form is ready and help streamline your filing process

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the Discover merchant fee settlement about?

Discover Financial Services agreed to pay $1.225 billion to settle claims that they charged merchants excessive fees for processing credit and debit card transactions.

When is the deadline to file a Discover merchant fee claim?

The deadline to file your claim is May 2026. This gives merchants plenty of time to gather documentation and submit their claims.

How much money can I get from the Discover settlement?

Individual payout amounts haven't been determined yet. The $1.225 billion will be distributed among all eligible merchants based on factors like transaction volume and fees paid.

Ready to File Your Claim?

We're adding new settlements regularly. Download the app to get notified when this one is available.

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Or file directly at the settlement website →