$1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026

$1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →
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Max Payout
May 18, 2026
Filing Deadline
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Proof Required?
Discover Financial Services has agreed to pay $1.225 billion to settle a class action lawsuit over merchant card processing fees. The settlement resolves claims that Discover charged merchants excessive fees for processing credit and debit card transactions. If you're a merchant who accepted Discover cards and paid processing fees, you may be entitled to compensation from this settlement. The claims deadline is May 2026, giving eligible merchants time to file their claims.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • Merchants who accepted Discover credit or debit cards
  • Businesses that paid Discover card processing fees during the relevant time period
  • Details about specific eligibility dates and requirements are pending

How Much Can You Get?

The total settlement fund is $1.225 billion, which will be distributed among eligible merchants who file valid claims. The specific amount each merchant will receive depends on factors such as the volume of Discover transactions processed and fees paid. Individual payout amounts have not yet been determined.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Gather documentation of your Discover card processing fees and transaction history
  • Wait for the official claim form to become available
  • Complete the claim form with accurate business and fee information
  • Submit your claim before the May 2026 deadline
  • Download Class Action Buddy to get notified when the claim form is ready and help streamline your filing process

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026?

The deadline to file a claim was May 18, 2026, and it has passed. Claims are no longer accepted for this settlement.

How do I file a claim for the $1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app fills in the official PDF claim form and captures your signature, then your signed claim is printed and posted to the administrator. (2) File directly with the settlement administrator using the official claim form linked on this page.

What is the Discover merchant fee settlement about?

Discover Financial Services agreed to pay $1.225 billion to settle claims that they charged merchants excessive fees for processing credit and debit card transactions.

When is the deadline to file a Discover merchant fee claim?

The deadline to file your claim is May 2026. This gives merchants plenty of time to gather documentation and submit their claims.

How much money can I get from the Discover settlement?

Individual payout amounts haven't been determined yet. The $1.225 billion will be distributed among all eligible merchants based on factors like transaction volume and fees paid.

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