Home › Settlements › $1.23M New York Community Bank ATM fees class action settlement
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$1.23M New York Community Bank ATM fees class action settlement

$25
Max Payout
Dec 15, 2025
Filing Deadline
No
Proof Required?
New York Community Bank (now known as Flagstar Financial) has agreed to pay $1.23 million to settle a class action lawsuit over ATM fees. The lawsuit claimed the bank charged customers unfair multiple ATM fees and retry non-sufficient funds (NSF) fees. If you were a New York Community Bank customer who was charged these fees, you may be eligible for compensation from this settlement. The bank has agreed to resolve these claims without admitting wrongdoing.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • You were a customer of New York Community Bank (now Flagstar Financial)
  • You were charged multiple ATM fees that you believe were unfair
  • You were charged retry non-sufficient funds (NSF) fees
  • You incurred these fees during the relevant time period (specific dates pending)

How Much Can You Get?

The total settlement fund is $1.23 million, which will be distributed among eligible class members. The exact amount each person receives will depend on the number of valid claims filed and the specific fees you were charged. Individual payout amounts are still being determined.

How to File Your Claim

Filing your claim is quick and easy:

  • Gather records of your New York Community Bank account statements showing ATM or NSF fees
  • Review the settlement terms when they become available
  • Submit your claim form by the deadline (date to be announced)
  • Download Class Action Buddy to help you file your claim and track your settlement

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the deadline to file a claim for the $1.23M New York Community Bank ATM fees class action settlement?

The current deadline to file a claim is Dec 15, 2025. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the $1.23M New York Community Bank ATM fees class action settlement?

The maximum payout per eligible claimant is up to $25. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Do I need proof of purchase for the $1.23M New York Community Bank ATM fees class action settlement?

No — this is a no-proof-required settlement. You can file a claim based solely on your sworn declaration without receipts, photos, or product packaging.

How do I file a claim for the $1.23M New York Community Bank ATM fees class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

What ATM fees are covered in the New York Community Bank settlement?

The settlement covers claims about unfair multiple ATM fees and retry non-sufficient funds (NSF) fees charged by New York Community Bank (now Flagstar Financial).

How much money can I get from the NYCB ATM fees settlement?

Individual payout amounts from the $1.23 million settlement fund haven't been determined yet. The amount will depend on how many people file claims and the specific fees you were charged.

When is the deadline to file a claim for the New York Community Bank settlement?

The filing deadline has not been announced yet. Settlement details including the claim deadline are still pending. Download Class Action Buddy to get notified when filing opens.

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