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$1.23M New York Community Bank ATM fees class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026

$25
Max Payout
Dec 15, 2025
Filing Deadline
No
Proof Required?
New York Community Bank (now known as Flagstar Financial) has agreed to pay $1.23 million to settle a class action lawsuit over ATM fees. The lawsuit claimed the bank charged customers unfair multiple ATM fees and retry non-sufficient funds (NSF) fees. If you were a New York Community Bank customer who was charged these fees, you may be eligible for compensation from this settlement. The bank has agreed to resolve these claims without admitting wrongdoing.
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Who Was Eligible?

Who the settlement covered:

  • You were a customer of New York Community Bank (now Flagstar Financial)
  • You were charged multiple ATM fees that you believe were unfair
  • You were charged retry non-sufficient funds (NSF) fees
  • You incurred these fees during the relevant time period (specific dates pending)

How Much Did It Pay?

The total settlement fund is $1.23 million, which will be distributed among eligible class members. The exact amount each person receives will depend on the number of valid claims filed and the specific fees you were charged. Individual payout amounts are still being determined.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Gather records of your New York Community Bank account statements showing ATM or NSF fees
  • Review the settlement terms when they become available
  • Submit your claim form by the deadline (date to be announced)

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $1.23M New York Community Bank ATM fees class action settlement?

The deadline to file a claim was Dec 15, 2025, and it has passed. Claims are no longer accepted for this settlement.

How much can I receive from the $1.23M New York Community Bank ATM fees class action settlement?

The maximum payout per eligible claimant is up to $25. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Did I need proof of purchase for the $1.23M New York Community Bank ATM fees class action settlement?

No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.

What ATM fees are covered in the New York Community Bank settlement?

The settlement covers claims about unfair multiple ATM fees and retry non-sufficient funds (NSF) fees charged by New York Community Bank (now Flagstar Financial).

How much money can I get from the NYCB ATM fees settlement?

Individual payout amounts from the $1.23 million settlement fund haven't been determined yet. The amount will depend on how many people file claims and the specific fees you were charged.

When is the deadline to file a claim for the New York Community Bank settlement?

The filing deadline has not been announced yet. Settlement details including the claim deadline are still pending. Download Class Action Buddy to get notified when filing opens.

Primary source: official settlement administrator — nycbsettlement.com. The settlement details on this page were checked against the administrator’s official website.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.

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