$1.2M Farmers New Mexico underinsured motorist coverage class action settlement

$25,000
Max Payout
May 26, 2026
Filing Deadline
Yes
Proof Required?
Metropolitan Direct Property and Casualty Insurance Co., which operates under the Farmers brand in New Mexico, has agreed to pay $1.2 million to settle a class action lawsuit. The lawsuit alleged that the insurance company misrepresented underinsured motorist coverage to policyholders in New Mexico. If you had auto insurance with Farmers in New Mexico and believe you were affected by issues with underinsured motorist coverage, you may be eligible to receive compensation from this settlement.
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Who Is Eligible?

You may be eligible to file a claim if you:

  • Had auto insurance with Metropolitan Direct Property and Casualty Insurance Co. (Farmers) in New Mexico
  • Were sold or had underinsured motorist coverage that was allegedly misrepresented
  • Settlement details including specific dates and coverage periods are still pending

How Much Can You Get?

The total settlement fund is $1.2 million, which will be distributed among eligible class members. The exact amount each person can receive has not yet been determined and will likely depend on factors such as the number of valid claims submitted and the specific circumstances of each policyholder's coverage.

How to File Your Claim

Filing your claim is quick and easy:

  • Wait for official settlement notice with complete details about eligibility and filing requirements
  • Gather documentation of your Farmers auto insurance policy in New Mexico
  • Collect any records related to underinsured motorist coverage on your policy
  • Download the Class Action Buddy app to get notified when the claim form becomes available and to easily file your claim

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the deadline to file a claim for the $1.2M Farmers New Mexico underinsured motorist coverage class action settlement?

The current deadline to file a claim is May 26, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the $1.2M Farmers New Mexico underinsured motorist coverage class action settlement?

The maximum payout per eligible claimant is up to $25,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Do I need proof of purchase for the $1.2M Farmers New Mexico underinsured motorist coverage class action settlement?

Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.

How do I file a claim for the $1.2M Farmers New Mexico underinsured motorist coverage class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

What is underinsured motorist coverage?

Underinsured motorist coverage helps pay for damages when you're hit by a driver who has insurance but not enough to cover all your expenses. This coverage fills the gap between the at-fault driver's insurance limits and your actual damages.

How do I know if I had Farmers insurance in New Mexico?

Check your old insurance cards, policy documents, or payment records. If you had auto insurance through Metropolitan Direct Property and Casualty Insurance Co. or saw the Farmers brand on your documents in New Mexico, you may qualify.

When will more details about this settlement be available?

Settlement details including claim deadlines, specific eligibility requirements, and payout amounts are still pending court approval. Class Action Buddy will notify you when the claim form becomes available.

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