American Express has agreed to pay $17.5 million to settle an antitrust class action lawsuit alleging the company's anti-steering rules prevented merchants from offering discounts or incentives for using lower-cost payment methods, resulting in higher prices for consumers.
The case, Moskowitz, et al. v. American Express Co., et al. (Case No. 1:19-cv-00566-NGG-JRC), was filed in the U.S. District Court for the Eastern District of New York. Debit card users and non-rewards credit card holders who made purchases from qualifying merchants in specific states may be eligible.
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You may be eligible to file a claim if you:
Payment amounts depend on the total number of claims filed. Exact per-person amounts have not yet been specified and will be determined based on claim volume.
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Download for iPhone Download for AndroidThe current deadline to file a claim is May 19, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
The maximum payout per eligible claimant is up to Varies. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
This $17.5 million settlement resolves claims that American Express engaged in anticompetitive business practices that affected competition in the payment card industry.
The individual payout amounts haven't been determined yet. The $17.5 million will be divided among all eligible class members who submit valid claims.
The proof requirements haven't been announced yet. You may need to show that you used American Express cards or services during the relevant time period, but specific documentation requirements are still pending.
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