$17.5M American Express antitrust class action settlement

Varies
Max Payout
May 19, 2026
Filing Deadline
Yes
Proof Required?

American Express has agreed to pay $17.5 million to settle an antitrust class action lawsuit alleging the company's anti-steering rules prevented merchants from offering discounts or incentives for using lower-cost payment methods, resulting in higher prices for consumers.

The case, Moskowitz, et al. v. American Express Co., et al. (Case No. 1:19-cv-00566-NGG-JRC), was filed in the U.S. District Court for the Eastern District of New York. Debit card users and non-rewards credit card holders who made purchases from qualifying merchants in specific states may be eligible.

Who Is Eligible?

You may be eligible to file a claim if you:

  • Debit Card Class: Visa or Mastercard debit card users who purchased from qualifying merchants in Alabama, DC, Illinois, Kansas, Maine, Mississippi, North Carolina, Oregon, or Utah between January 29, 2015 and June 1, 2022 (or January 29, 2016 in Kansas, Illinois, Mississippi)
  • Non-Rewards Credit Card Class: Visa, Mastercard, or Discover card holders without rewards or annual fees who purchased from qualifying merchants in DC, Kansas, or Illinois between January 29, 2015 and June 1, 2022 (or January 29, 2016 in Kansas/Illinois)

How Much Can You Get?

Payment amounts depend on the total number of claims filed. Exact per-person amounts have not yet been specified and will be determined based on claim volume.

How to File Your Claim

Filing your claim is quick and easy:

  • Visit amexantitrust.com/file-a-claim to submit your claim form online
  • You will need your account number and/or card number and proof of a qualifying purchase
  • Claims must be submitted by May 19, 2026

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

What is the American Express antitrust settlement about?

This $17.5 million settlement resolves claims that American Express engaged in anticompetitive business practices that affected competition in the payment card industry.

How much money can I get from the Amex settlement?

The individual payout amounts haven't been determined yet. The $17.5 million will be divided among all eligible class members who submit valid claims.

Do I need proof to file an American Express settlement claim?

The proof requirements haven't been announced yet. You may need to show that you used American Express cards or services during the relevant time period, but specific documentation requirements are still pending.

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