$17.5M American Express antitrust class action settlement
By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026
American Express has agreed to pay $17.5 million to settle an antitrust class action lawsuit alleging the company's anti-steering rules prevented merchants from offering discounts or incentives for using lower-cost payment methods, resulting in higher prices for consumers.
The case, Moskowitz, et al. v. American Express Co., et al. (Case No. 1:19-cv-00566-NGG-JRC), was filed in the U.S. District Court for the Eastern District of New York. Debit card users and non-rewards credit card holders who made purchases from qualifying merchants in specific states may be eligible.
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- Debit Card Class: Visa or Mastercard debit card users who purchased from qualifying merchants in Alabama, DC, Illinois, Kansas, Maine, Mississippi, North Carolina, Oregon, or Utah between January 29, 2015 and June 1, 2022 (or January 29, 2016 in Kansas, Illinois, Mississippi)
- Non-Rewards Credit Card Class: Visa, Mastercard, or Discover card holders without rewards or annual fees who purchased from qualifying merchants in DC, Kansas, or Illinois between January 29, 2015 and June 1, 2022 (or January 29, 2016 in Kansas/Illinois)
How Much Did It Pay?
Payment amounts depend on the total number of claims filed. Exact per-person amounts have not yet been specified and will be determined based on claim volume.
How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Visit amexantitrust.com/file-a-claim to submit your claim form online
- You will need your account number and/or card number and proof of a qualifying purchase
- Claims must be submitted by May 19, 2026
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the $17.5M American Express antitrust class action settlement?
The deadline to file a claim was May 19, 2026, and it has passed. Claims are no longer accepted for this settlement.
Did I need documentation for the $17.5M American Express antitrust class action settlement?
Yes — this settlement required supporting documentation, and the official claim form set out what counted.
What is the American Express antitrust settlement about?
This $17.5 million settlement resolves claims that American Express engaged in anticompetitive business practices that affected competition in the payment card industry.
How much money can I get from the Amex settlement?
The individual payout amounts haven't been determined yet. The $17.5 million will be divided among all eligible class members who submit valid claims.
Do I need proof to file an American Express settlement claim?
The proof requirements haven't been announced yet. You may need to show that you used American Express cards or services during the relevant time period, but specific documentation requirements are still pending.
Primary source: official settlement administrator — amexantitrust.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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