American Consumer Credit Counseling Data Breach Settlement
Sep 16, 2026
Filing Deadline
See Details
Proof Required?
American Consumer Credit Counseling (ACCC) is facing a class action settlement related to a data breach that may have exposed the personal information of its customers. If you received a notice that your data was compromised — or if you were a client of ACCC during the relevant period — you could be entitled to compensation as part of this settlement.
Data breaches like this one can expose sensitive personal and financial information, including names, Social Security numbers, addresses, and banking details. When companies fail to adequately protect that data, affected individuals may suffer real harm such as identity theft, fraud, and the time-consuming process of monitoring and recovering their accounts.
This settlement provides an opportunity for affected individuals to be compensated for their losses and the stress caused by the breach. Details on exact payout amounts and deadlines are still being confirmed, but it's worth checking your eligibility now so you're ready to file when the claim window opens.
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Who Is Eligible?
You may be eligible to file a claim if you:
- You were a client or customer of American Consumer Credit Counseling (ACCC) at any point during the period covered by the data breach.
- You received a data breach notification letter from ACCC informing you that your personal information may have been exposed.
- Your personal information — such as your name, Social Security number, financial account details, or contact information — was stored in ACCC's systems during the breach period.
- You are a U.S. resident who used ACCC's credit counseling or debt management services.
How Much Can You Get?
Specific payout amounts for this settlement are still being finalized, and details are pending official court approval. Typically in data breach settlements like this one, class members may be eligible to claim reimbursement for out-of-pocket expenses related to the breach — such as costs for credit monitoring, identity theft protection, or fraudulent charges — as well as a base cash payment even without documented losses.
Once full settlement details are confirmed, eligible claimants will likely have the option to choose between a flat-rate payment or a higher reimbursement amount with supporting documentation. Check back for updates as more information becomes available, and make sure you're signed up with Class Action Buddy so you don't miss the filing deadline.
How to File Your Claim
Filing your claim is quick and easy:
- Confirm you are or were a customer of American Consumer Credit Counseling (ACCC) and that your personal information may have been affected by the data breach.
- Locate any data breach notification letter you received from ACCC — this may serve as proof of your eligibility when filing your claim.
- Gather any documentation of losses related to the breach, such as receipts for credit monitoring services, identity theft protection costs, or evidence of unauthorized charges.
- Visit the official settlement website (details pending) to complete and submit your claim form before the filing deadline.
- Download the Class Action Buddy app to track this settlement, get deadline reminders, and file your claim quickly and easily — all in one place.
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Frequently Asked Questions
What is the deadline to file a claim for the American Consumer Credit Counseling Data Breach Settlement?
The current deadline to file a claim is Sep 16, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the American Consumer Credit Counseling Data Breach Settlement?
The maximum payout per eligible claimant is up to $3,580. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
How do I file a claim for the American Consumer Credit Counseling Data Breach Settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
What is the American Consumer Credit Counseling data breach settlement?
This is a class action settlement stemming from a data breach at American Consumer Credit Counseling (ACCC), a nonprofit credit counseling organization. The breach allegedly exposed the personal and financial information of ACCC clients. The settlement allows affected individuals to file a claim for compensation.
How do I know if I qualify for the ACCC data breach settlement?
You likely qualify if you were a client of American Consumer Credit Counseling and received a notification that your personal information was involved in the data breach. Even if you didn't receive a letter, you may still be eligible if your data was stored in ACCC's systems during the breach period. Check the official settlement website for the exact eligibility criteria once details are finalized.
Do I need proof to file a claim for the ACCC data breach settlement?
Proof requirements are not yet fully confirmed for this settlement. In most data breach settlements, having your breach notification letter is helpful and may be required. You may also need documentation for any out-of-pocket expenses you're claiming, such as receipts for credit monitoring or identity theft services. We recommend keeping any related paperwork handy.
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