$197.5M ATM fees class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026

Varies
Max Payout
Jan 22, 2025
Filing Deadline
Yes
Proof Required?
Visa and Mastercard have agreed to pay $197.5 million to settle a class action lawsuit over allegedly unlawful ATM surcharge fees. The lawsuit claimed that these payment processors charged improper fees on ATM transactions, potentially costing consumers millions of dollars in excess charges. If you used an ATM and were charged surcharge fees during the relevant time period, you may be entitled to compensation from this settlement. The total settlement fund of $197.5 million will be distributed among qualifying class members who can demonstrate they were affected by these allegedly unlawful charges.
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Who Was Eligible?

Who the settlement covered:

  • You used an ATM that charged surcharge fees during the class period
  • You were charged what may have been unlawful surcharge fees by Visa or Mastercard-affiliated ATMs
  • You have records or documentation of ATM transactions with surcharge fees
  • You are a U.S. resident (specific dates and locations details pending)

How Much Did It Pay?

The total settlement amount is $197.5 million, which will be distributed among all qualifying class members. The exact amount each person receives will depend on several factors, including the total number of valid claims filed and the extent of surcharge fees each individual paid during the class period. Payment amounts per person are not yet specified, as the settlement details are still being finalized. Individual payouts will likely vary based on documentation provided and the frequency of affected ATM transactions.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Gather documentation of ATM transactions that included surcharge fees during the relevant time period
  • Review the settlement notice when it becomes available to confirm your eligibility
  • Wait for the official claim form to be released (details pending)
  • Complete the claim form with accurate information about your affected transactions

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $197.5M ATM fees class action settlement?

The deadline to file a claim was Jan 22, 2025, and it has passed. Claims are no longer accepted for this settlement.

Did I need documentation for the $197.5M ATM fees class action settlement?

Yes — this settlement required supporting documentation, and the official claim form set out what counted.

What ATM fees are covered in the Visa Mastercard settlement?

The settlement covers allegedly unlawful surcharge fees that were charged on ATM transactions processed through Visa and Mastercard networks. Specific details about which types of surcharge fees are included are still being finalized.

How much money can I get from the ATM fees class action?

Individual payout amounts from the $197.5 million settlement will vary based on the number of valid claims filed and the extent of surcharge fees you paid. Exact amounts per person have not been announced yet.

Do I need receipts to file a claim for the ATM settlement?

While specific documentation requirements haven't been announced yet, it's likely you'll need some proof of ATM transactions that included surcharge fees. Bank statements or ATM receipts showing these charges would be helpful to keep.

Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.

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