$586M Western Union Fraud Remission — Phase 3 Deadline August 19, 2026
Who Is Eligible?
You may be eligible to file a claim if you:
- You sent money via Western Union as a result of a scam or fraud between January 1, 2004 and January 19, 2020
- You are a U.S. resident or a foreign victim whose transfer originated in the United States
- The fraudulent transfer was made as part of a scheme such as a lottery scam, romance scam, tech support scam, grandparent scam, or similar fraud
- You have not already been fully reimbursed through Phase 1 or Phase 2 of this remission program
- You are filing your claim by the August 19, 2026 deadline
How Much Can You Get?
The total remission fund is $586 million, and the DOJ's goal is to provide full reimbursement to eligible fraud victims — meaning you could potentially recover the entire amount you lost to a Western Union scam. The actual amount you receive will depend on the total number of valid claims filed and the amount each victim lost. Because this is a government remission program (not a typical class action settlement), payouts are intended to be as close to 100% recovery as possible, rather than a small fraction of losses. If you lost hundreds or thousands of dollars to a scam, it's worth filing — the potential recovery could be significant.How to File Your Claim
Filing your claim is quick and easy:
- Gather any documentation you have related to the scam — receipts, Western Union transfer confirmation numbers, dates, and amounts sent
- Note the type of scam involved (e.g., lottery, romance, tech support, grandparent scam) and any details about how you were contacted
- Visit the official DOJ Western Union remission website or the claims administrator's portal to submit your petition
- Complete the claim form with accurate details about each fraudulent transfer, including dates and amounts
- Submit your claim before the August 19, 2026 deadline — late claims may not be accepted
- Download Class Action Buddy to track your claim status, get deadline reminders, and discover other settlements you may qualify for
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
How do I file a claim for the $586M Western Union Fraud Remission — Phase 3 Deadline August 19, 2026?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
How do I file a claim for the Western Union fraud remission?
You'll need to submit a petition through the official DOJ remission claims process. You'll provide details about the scam, including when you sent the money, how much you sent, and what type of fraud was involved. The deadline for Phase 3 is August 19, 2026. Class Action Buddy can help you keep track of the process.
What if I don't have my Western Union receipt anymore?
It's still worth filing. While having your transfer confirmation number and receipts strengthens your claim, the claims administrator may be able to verify transfers using other information you provide, such as the approximate date, amount, and destination. Submit as much detail as you can remember.
Is this the same as the previous Western Union settlement — do I qualify if I already filed?
Phase 3 is specifically for victims who were not fully compensated in earlier phases of the remission program. If you filed in Phase 1 or Phase 2 and received full reimbursement, you likely do not need to file again. However, if you were not previously paid or only partially reimbursed, you should file a new claim before the August 19, 2026 deadline.
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