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$5M USAA Maryland late fee class action settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed April 22, 2026

Varies
Max Payout
Mar 30, 2026
Filing Deadline
No
Proof Required?
USAA agreed to pay $5 million to settle a class action lawsuit alleging the insurance company failed to pay interest on late fees refunded to Maryland policyholders. While USAA refunded the principal amounts of late fees, the lawsuit claimed the company did not include accrued interest or gains on those refunds as required by law. Maryland insurance policyholders who were charged a late fee by USAA prior to 2020, received a refund for the late fee(s), and did not receive accrued interest and/or gains on the refund were eligible.
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Who Was Eligible?

Who the settlement covered:

    To qualify for this settlement, you must have: - Been charged a late fee by USAA on a Maryland insurance policy prior to 2020 - Received a refund for the late fee(s) - Not received accrued interest and/or gains on the late fee refund(s) No proof of purchase was required. Eligible class members who did not exclude themselves would automatically receive settlement payments.

How Much Did It Pay?

The total settlement fund was $5 million. Payment amounts varied based on the number of late fees charged and the timeframe involved. Payments were distributed automatically without requiring a claim form.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

    This settlement's claim deadline of March 30, 2026 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the $5M USAA Maryland late fee class action settlement?

The deadline to file a claim was Mar 30, 2026, and it has passed. Claims are no longer accepted for this settlement.

Did I need proof of purchase for the $5M USAA Maryland late fee class action settlement?

No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.

Who qualifies for the USAA Maryland late fee settlement?

Maryland residents who had USAA insurance policies, were charged late fees that were later refunded, but did not receive interest on those refunds may qualify for compensation.

How much money can I get from the USAA settlement?

The total settlement is $5 million. Individual payouts will depend on the amount of late fees you had refunded and other factors. Specific payout amounts have not been announced yet.

When is the deadline to file a USAA late fee claim?

The claim filing deadline has not been announced yet. Settlement details are still being finalized. Download Class Action Buddy to get notified when claim filing opens.

Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.

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