Home › Settlements › $5M USAA Maryland late fee class action settlement
No Proof Required

$5M USAA Maryland late fee class action settlement

Varies
Max Payout
Mar 30, 2026
Filing Deadline
No
Proof Required?
USAA agreed to pay $5 million to settle a class action lawsuit alleging the insurance company failed to pay interest on late fees refunded to Maryland policyholders. While USAA refunded the principal amounts of late fees, the lawsuit claimed the company did not include accrued interest or gains on those refunds as required by law. Maryland insurance policyholders who were charged a late fee by USAA prior to 2020, received a refund for the late fee(s), and did not receive accrued interest and/or gains on the refund were eligible.
🎯

Not sure if this settlement applies to you?

Take our 60-second eligibility quiz to find every settlement you qualify for — including this one.

Check Eligibility →

Who Is Eligible?

You may be eligible to file a claim if you:

    To qualify for this settlement, you must have: - Been charged a late fee by USAA on a Maryland insurance policy prior to 2020 - Received a refund for the late fee(s) - Not received accrued interest and/or gains on the late fee refund(s) No proof of purchase was required. Eligible class members who did not exclude themselves would automatically receive settlement payments.

How Much Can You Get?

The total settlement fund was $5 million. Payment amounts varied based on the number of late fees charged and the timeframe involved. Payments were distributed automatically without requiring a claim form.

How to File Your Claim

Filing your claim is quick and easy:

    This settlement's claim deadline of March 30, 2026 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

Download for iPhone Download for Android

Frequently Asked Questions

What is the deadline to file a claim for the $5M USAA Maryland late fee class action settlement?

The current deadline to file a claim is Mar 30, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.

How much can I receive from the $5M USAA Maryland late fee class action settlement?

The maximum payout per eligible claimant is up to Varies. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.

Do I need proof of purchase for the $5M USAA Maryland late fee class action settlement?

No — this is a no-proof-required settlement. You can file a claim based solely on your sworn declaration without receipts, photos, or product packaging.

How do I file a claim for the $5M USAA Maryland late fee class action settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

Who qualifies for the USAA Maryland late fee settlement?

Maryland residents who had USAA insurance policies, were charged late fees that were later refunded, but did not receive interest on those refunds may qualify for compensation.

How much money can I get from the USAA settlement?

The total settlement is $5 million. Individual payouts will depend on the amount of late fees you had refunded and other factors. Specific payout amounts have not been announced yet.

When is the deadline to file a USAA late fee claim?

The claim filing deadline has not been announced yet. Settlement details are still being finalized. Download Class Action Buddy to get notified when claim filing opens.

Related Settlements You Might Qualify For

More open settlements in the Financial category — same easy filing process.

$1.225 Billion Discover Merchant Card Fee Settlement — Claim by May 2026

Up to See details Deadline: May 18, 2026
No Proof

$495K Country Bank Overdraft Fee Settlement — Automatic

Up to See details Deadline: Jun 22, 2026

Forward Air Merger $28M Securities Class Action Settlement

Up to See details Deadline: Jul 10, 2026
No Proof

Tennessee Farmers Mutual Insurance Co. $5.85M Settlement

Up to See details Deadline: Jul 11, 2026

Compass Minerals $12M SEC Enforcement Action Fair Fund

Up to See details Deadline: Jul 12, 2026

Ready to File Your Claim?

We're adding new settlements regularly. Download the app to get notified when this one is available.

Download Class Action Buddy →