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$5M USAA Maryland late fee class action settlement

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Max Payout
Mar 30, 2026
Filing Deadline
No
Proof Required?
USAA agreed to pay $5 million to settle a class action lawsuit alleging the insurance company failed to pay interest on late fees refunded to Maryland policyholders. While USAA refunded the principal amounts of late fees, the lawsuit claimed the company did not include accrued interest or gains on those refunds as required by law. Maryland insurance policyholders who were charged a late fee by USAA prior to 2020, received a refund for the late fee(s), and did not receive accrued interest and/or gains on the refund were eligible.

Who Is Eligible?

You may be eligible to file a claim if you:

    To qualify for this settlement, you must have: - Been charged a late fee by USAA on a Maryland insurance policy prior to 2020 - Received a refund for the late fee(s) - Not received accrued interest and/or gains on the late fee refund(s) No proof of purchase was required. Eligible class members who did not exclude themselves would automatically receive settlement payments.

How Much Can You Get?

The total settlement fund was $5 million. Payment amounts varied based on the number of late fees charged and the timeframe involved. Payments were distributed automatically without requiring a claim form.

How to File Your Claim

Filing your claim is quick and easy:

    This settlement's claim deadline of March 30, 2026 has passed. While you can no longer file a claim, you can download Class Action Buddy to get notified about similar future settlements.

💡 Easier way: File with Class Action Buddy

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Frequently Asked Questions

Who qualifies for the USAA Maryland late fee settlement?

Maryland residents who had USAA insurance policies, were charged late fees that were later refunded, but did not receive interest on those refunds may qualify for compensation.

How much money can I get from the USAA settlement?

The total settlement is $5 million. Individual payouts will depend on the amount of late fees you had refunded and other factors. Specific payout amounts have not been announced yet.

When is the deadline to file a USAA late fee claim?

The claim filing deadline has not been announced yet. Settlement details are still being finalized. Download Class Action Buddy to get notified when claim filing opens.

Ready to File Your Claim?

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