Cross Valley FCU Data Breach Settlement

Cross Valley FCU Data Breach Settlement

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Max Payout
TBD
Filing Deadline
Yes
Proof Required?
Cross Valley Federal Credit Union is facing a class action settlement after a data breach that occurred in December 2024 exposed members' personal information. If you received a notice about this breach, you may be entitled to compensation for any losses you suffered as a result. The settlement offers two main options for affected members: you can claim up to $5,000 for out-of-pocket losses you can document (like costs from identity theft or fraud), or you can receive a pro rata cash payment even if you didn't suffer direct losses. All eligible members can also receive free credit monitoring services to help protect themselves going forward. If you're a Cross Valley FCU member who was notified about this breach, it's worth taking a few minutes to see what you may be owed. The deadline to file a claim is July 18, 2026, so there's time to act — but don't wait too long.

Who Is Eligible?

You may be eligible to file a claim if you:

  • You are a current or former member of Cross Valley Federal Credit Union
  • You received a notification letter about the December 2024 data breach
  • Your personal information was exposed as part of the breach
  • You are a U.S. resident who falls within the class definition outlined in your notice

How Much Can You Get?

There are two ways to get paid from this settlement. If you experienced real, documentable losses tied to the data breach — things like unauthorized charges, identity theft-related expenses, or time spent dealing with fraud — you can claim up to $5,000 in reimbursement. You'll need to provide documentation to support these losses. If you didn't suffer direct financial harm but were still affected by the breach, you may still qualify for a pro rata cash payment, meaning you'd receive a share of the remaining settlement fund along with other eligible members. The exact amount of that payment will depend on how many people file claims. All eligible members can also sign up for free credit monitoring services as part of the settlement.

How to File Your Claim

Filing your claim is quick and easy:

  • Check your mail or email for a notification letter from Cross Valley Federal Credit Union about the December 2024 data breach — this confirms you're in the class
  • Gather any documentation of losses you experienced, such as bank statements, receipts, or records of time spent resolving fraud (if claiming the up-to-$5,000 option)
  • Visit the official settlement website (check your notification letter for the exact URL) to access the claim form
  • Fill out the claim form with your personal details and select whether you're claiming documented losses or the pro rata cash payment
  • Submit your claim form and any supporting documents before the July 18, 2026 deadline
  • Download the Class Action Buddy app to track your claim status and get alerts about other settlements you may qualify for

💡 Easier way: File with Class Action Buddy

Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.

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Frequently Asked Questions

Do I need proof of purchase for the Cross Valley FCU Data Breach Settlement?

Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.

How do I file a claim for the Cross Valley FCU Data Breach Settlement?

You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.

How do I know if I'm included in the Cross Valley FCU data breach settlement?

If you received a written or email notification from Cross Valley Federal Credit Union about the December 2024 data breach, you are likely included in the settlement class. Check your mail and inbox — including spam folders — for a notice. If you're unsure, you can also contact the settlement administrator directly.

Do I need proof to file a claim in the Cross Valley FCU settlement?

It depends on what you're claiming. To receive up to $5,000 for out-of-pocket losses, you will need to provide documentation supporting those losses (such as bank records or receipts). If you're claiming the smaller pro rata cash payment or free credit monitoring, you may not need as much documentation. When in doubt, gather whatever records you have.

What is the deadline to file a claim for the Cross Valley FCU data breach?

The deadline to submit your claim is July 18, 2026. Make sure to file before that date — late claims are typically not accepted in class action settlements.

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