No Proof Required
Equifax FCRA Duplicate Reporting Settlement — Up to $600
By the Class Action Buddy Editorial Team · Last reviewed July 23, 2026 · ✓ verified against the official DuplicateAccountFCRASettlement.com notice and ClassAction.org reporting
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- You received a duplicate-reporting letter from Equifax in August or September 2022 (notifying you that a collection account had been reported more than once on your Equifax report).
How Much Did It Pay?
Up to $600 in cash per class member, with the exact amount depending on the total number of valid claims filed. All class members also receive six months of "Equifax Complete" credit monitoring — score/report monitoring, change alerts, and up to $500,000 in identity-theft expense coverage.
How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Confirm eligibility — you received the Equifax duplicate-reporting letter in August or September 2022.
- File by September 1, 2026 at the official site, DuplicateAccountFCRASettlement.com.
- Submit your claim and choose your payment method. A final approval hearing is set for October 6, 2026; payments follow final approval.
- Filing is free.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the Equifax FCRA Duplicate Reporting Settlement — Up to $600?
The deadline to file a claim was Sep 01, 2026, and it has passed. Claims are no longer accepted for this settlement.
How much can I receive from the Equifax FCRA Duplicate Reporting Settlement — Up to $600?
The maximum payout per eligible claimant is up to $600. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Did I need proof of purchase for the Equifax FCRA Duplicate Reporting Settlement — Up to $600?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
Who qualifies for the Equifax duplicate reporting settlement?
Consumers who received a duplicate-reporting letter from Equifax in August or September 2022 about a collection account reported more than once on their Equifax report.
How much does it pay?
Up to $600 cash (amount varies with the number of valid claims), plus six months of free Equifax Complete credit monitoring.
What is the deadline?
Claims must be submitted by September 1, 2026. A final approval hearing is scheduled for October 6, 2026.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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