FinWise Bank $2.8M Data Breach Settlement (Minter) No Proof Required

FinWise Bank $2.8M Data Breach Settlement (Minter)

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed September 20, 2026 · ✓ verified against https://www.finwisedatasettlement.com/ + /Home/FAQ read 2026-09-19

Pro rata no-proof or $5,000 documented
Max Payout
Oct 29, 2026
Filing Deadline
No
Proof Required?
FinWise Bank's data breach settlement has a wrinkle most don't: the no-proof cash payment only exists if documented losses leave money on the table. The $2.8 million deal — Minter v. FinWise Bank, No. 2:25-cv-00569-JNP-CMR, in the District of Utah — covers a May 2024 incident at the Utah bank that reached names, Social Security numbers, and customer account numbers, and it also names FinWise Bancorp and American First Finance as defendants. If you got a breach notice, you're in the class. Claimants choose: documented losses up to $5,000, or an equal pro rata share of whatever the fund holds after fees — the settlement site publishes no estimate, and if approved documented claims swallow the net fund, the pro rata payments vanish entirely and documented ones shrink. Either way, two years of three-bureau credit monitoring can ride on the same claim form, and that alone is worth the few minutes. Claims are due October 29, 2026. Opting out and objecting close September 29 — just days away — and the final approval hearing is December 10.
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Who Was Eligible?

Who the settlement covered:

  • You are a living, natural person residing in the United States whose Private Information was affected by the FinWise Bank data incident of about May 31, 2024 — including everyone sent a notice
  • The affected data may include full names, dates of birth, Social Security numbers, and customer account numbers
  • American First Finance customers are covered too — the company is a co-defendant; the administrator confirms membership at (877) 419-3877

How Much Did It Pay?

From a $2,800,000 fund: either documented losses up to $5,000 with reasonable documentation fairly traceable to the incident, or a pro rata equal-share Cash Fund Payment with no documentation — the site publishes no per-person estimate. Two years of three-bureau credit monitoring comes in addition to either. One stated caveat: if approved documented-loss claims exceed the net fund, no cash fund payments are made and documented payments reduce pro rata.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Submit a Claim Form online at the official settlement site or postmarked by October 29, 2026 — the only way to receive any benefit
  • Choose documented losses (attach records) or the no-proof cash fund payment, and elect the three-bureau credit monitoring on the same form
  • Opt-outs and objections close September 29, 2026; the final approval hearing is December 10, 2026

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This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the FinWise Bank $2.8M Data Breach Settlement (Minter)?

The deadline to file a claim was Oct 29, 2026, and it has passed. Claims are no longer accepted for this settlement.

Did I need proof of purchase for the FinWise Bank $2.8M Data Breach Settlement (Minter)?

No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.

How much does the FinWise Bank settlement pay?

Up to $5,000 for documented losses, or a pro rata equal share of the $2.8 million net fund with no documentation — the site publishes no estimate for that share. Two years of three-bureau credit monitoring comes in addition to either payment.

Who is in the Minter v. FinWise Bank class?

Living US residents whose private information — names, dates of birth, Social Security numbers, account numbers — was affected by the incident of about May 31, 2024, including everyone who received a breach notice. FinWise Bancorp and American First Finance are co-defendants.

Can the FinWise no-proof payment really be zero?

Yes — the settlement site states that if approved documented losses exceed the net settlement fund, there will be no cash fund payments at all, and documented payments shrink pro rata. The monitoring benefit is unaffected by that math.

What are the deadlines in the FinWise settlement?

Claims are due October 29, 2026, submitted online or postmarked. Opting out or objecting closes September 29, 2026, and the final approval hearing before Judge Jill N. Parish in the District of Utah is December 10, 2026.

Primary source: official settlement administrator — finwisedatasettlement.com. The settlement details on this page were checked against the administrator’s official website.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

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