No Proof Required
FinWise Bank $2.8M Data Breach Settlement (Minter)
By the Class Action Buddy Editorial Team · Last reviewed September 20, 2026 · ✓ verified against https://www.finwisedatasettlement.com/ + /Home/FAQ read 2026-09-19
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Who Is Eligible?
You may be eligible to file a claim if you:
- You are a living, natural person residing in the United States whose Private Information was affected by the FinWise Bank data incident of about May 31, 2024 — including everyone sent a notice
- The affected data may include full names, dates of birth, Social Security numbers, and customer account numbers
- American First Finance customers are covered too — the company is a co-defendant; the administrator confirms membership at (877) 419-3877
How Much Can You Get?
From a $2,800,000 fund: either documented losses up to $5,000 with reasonable documentation fairly traceable to the incident, or a pro rata equal-share Cash Fund Payment with no documentation — the site publishes no per-person estimate. Two years of three-bureau credit monitoring comes in addition to either. One stated caveat: if approved documented-loss claims exceed the net fund, no cash fund payments are made and documented payments reduce pro rata.How to File Your Claim
File with the administrator:
- Submit a Claim Form online at the official settlement site or postmarked by October 29, 2026 — the only way to receive any benefit
- Choose documented losses (attach records) or the no-proof cash fund payment, and elect the three-bureau credit monitoring on the same form
- Opt-outs and objections close September 29, 2026; the final approval hearing is December 10, 2026
File this one with the administrator
Class Action Buddy does not file this settlement for you — use the official claim process above. What the app does do is watch the open settlements list and tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the FinWise Bank $2.8M Data Breach Settlement (Minter)?
The current deadline to file a claim is Oct 29, 2026. Claims sent by mail must be postmarked by this date, so allow about a week for delivery if you are not filing online.
Do I need proof of purchase for the FinWise Bank $2.8M Data Breach Settlement (Minter)?
No proof of purchase is required — you can typically file based on a sworn statement, without receipts, photos, or product packaging. You also do not need a Claimant ID or PIN to file.
How do I file a claim for the FinWise Bank $2.8M Data Breach Settlement (Minter)?
File directly with the settlement administrator, using the official claim form linked on this page. Class Action Buddy does not support this settlement in the app, so the administrator’s own claim process is the route. Check whether the form asks for an ID or PIN from the notice you were sent before you start.
How much does the FinWise Bank settlement pay?
Up to $5,000 for documented losses, or a pro rata equal share of the $2.8 million net fund with no documentation — the site publishes no estimate for that share. Two years of three-bureau credit monitoring comes in addition to either payment.
Who is in the Minter v. FinWise Bank class?
Living US residents whose private information — names, dates of birth, Social Security numbers, account numbers — was affected by the incident of about May 31, 2024, including everyone who received a breach notice. FinWise Bancorp and American First Finance are co-defendants.
Can the FinWise no-proof payment really be zero?
Yes — the settlement site states that if approved documented losses exceed the net settlement fund, there will be no cash fund payments at all, and documented payments shrink pro rata. The monitoring benefit is unaffected by that math.
What are the deadlines in the FinWise settlement?
Claims are due October 29, 2026, submitted online or postmarked. Opting out or objecting closes September 29, 2026, and the final approval hearing before Judge Jill N. Parish in the District of Utah is December 10, 2026.
Primary source: official settlement administrator — finwisedatasettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
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