Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000
By the Class Action Buddy Editorial Team · Last reviewed May 17, 2026
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- You were a Flagstar Bank customer whose personal information was involved in the January 2021 data breach
- You were a Flagstar Bank customer whose personal information was involved in the December 2021 data breach
- You received notification from Flagstar Bank about either breach incident
- California residents may be eligible for additional CCPA payments up to $100
How Much Did It Pay?
The settlement offers several types of compensation. All eligible class members can receive approximately $60 in cash payments (with amounts potentially ranging up to $599) without needing to provide additional documentation. For those who suffered documented financial losses due to the breaches, reimbursements of up to $25,000 are available. Additionally, all settlement class members are entitled to three years of free credit monitoring services from all three major credit bureaus. California residents may also be eligible for additional payments of up to $100 under the California Consumer Privacy Act (CCPA).How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Gather any documentation of the data breach notification you received from Flagstar Bank
- Collect records of any financial losses or expenses related to the breach (if claiming documented losses)
- Prepare proof of your California residency (if applying for CCPA payments)
- Submit your claim before the August 11, 2026 deadline
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
The deadline to file a claim was Aug 11, 2026, and it has passed. Claims are no longer accepted for this settlement.
How much can I receive from the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
The maximum payout per eligible claimant is up to $25,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Did I need documentation for the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
Yes — this settlement required supporting documentation, and the official claim form set out what counted.
How much can I get from the Flagstar Bank data breach settlement?
You can receive approximately $60 in cash without documentation, up to $25,000 for documented losses, free credit monitoring for 3 years, and up to $100 CCPA payment if you're a California resident.
When is the Flagstar Bank settlement claim deadline?
The deadline to file your claim is August 11, 2026. Make sure to submit all required documentation before this date.
What data breaches does this Flagstar Bank settlement cover?
This settlement covers two Flagstar Bank data breaches that occurred in January 2021 and December 2021. If you were a customer during either incident, you may be eligible.
Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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