Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000
Who Is Eligible?
You may be eligible to file a claim if you:
- You were a Flagstar Bank customer whose personal information was involved in the January 2021 data breach
- You were a Flagstar Bank customer whose personal information was involved in the December 2021 data breach
- You received notification from Flagstar Bank about either breach incident
- California residents may be eligible for additional CCPA payments up to $100
How Much Can You Get?
The settlement offers several types of compensation. All eligible class members can receive approximately $60 in cash payments (with amounts potentially ranging up to $599) without needing to provide additional documentation. For those who suffered documented financial losses due to the breaches, reimbursements of up to $25,000 are available. Additionally, all settlement class members are entitled to three years of free credit monitoring services from all three major credit bureaus. California residents may also be eligible for additional payments of up to $100 under the California Consumer Privacy Act (CCPA).How to File Your Claim
Filing your claim is quick and easy:
- Gather any documentation of the data breach notification you received from Flagstar Bank
- Collect records of any financial losses or expenses related to the breach (if claiming documented losses)
- Prepare proof of your California residency (if applying for CCPA payments)
- Submit your claim before the August 11, 2026 deadline
- Download the Class Action Buddy app to easily file your claim and track your settlement status
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app auto-fills your claim form with your saved profile and submits it electronically in under 2 minutes.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
The current deadline to file a claim is Aug 11, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
The maximum payout per eligible claimant is up to $25,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.
How do I file a claim for the Flagstar Bank Data Breach Settlement 2026 — $31.5M Fund, ~$60 Cash + Up to $25,000?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app auto-fills the PDF claim form, captures your signature, and submits the claim by mail on your behalf. (2) File directly with the settlement administrator using the official claim form linked on this page.
How much can I get from the Flagstar Bank data breach settlement?
You can receive approximately $60 in cash without documentation, up to $25,000 for documented losses, free credit monitoring for 3 years, and up to $100 CCPA payment if you're a California resident.
When is the Flagstar Bank settlement claim deadline?
The deadline to file your claim is August 11, 2026. Make sure to submit all required documentation before this date.
What data breaches does this Flagstar Bank settlement cover?
This settlement covers two Flagstar Bank data breaches that occurred in January 2021 and December 2021. If you were a customer during either incident, you may be eligible.
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