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$1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement No Proof Required

$1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement

$25,000
Max Payout
May 26, 2026
Filing Deadline
No
Proof Required?

Metropolitan Direct Property and Casualty Insurance Company (Farmers Direct) has agreed to pay $1.2 million to settle a class action lawsuit alleging the insurer improperly reduced underinsured motorist (UIM) benefits for New Mexico policyholders.

The case, Margaret Vega v. Metropolitan Direct Property and Casualty Insurance Company (Case No. 1:22-cv-616-JB-SCY), was filed in the U.S. District Court for the District of New Mexico. If you had a UIM claim reduced or purchased UM/UIM coverage in New Mexico during the class period, you may be eligible for up to $25,000.

Who Is Eligible?

You may be eligible to file a claim if you:

  • Offset Subclass: Had a UIM claim reduced by the at-fault driver's insurance payout between October 1, 2010, and January 31, 2022
  • Premium Refund Class: Purchased New Mexico auto insurance with UM/UIM coverage during the class period
  • Note: Uninsured motorist claims (where the at-fault driver had no insurance) do not qualify for the $25,000 offset payment, though premium refunds may still apply

How Much Can You Get?

Offset Subclass: Up to $25,000 per valid claim (from a $360,000 fund allocation). Pro-rata reduction if claims exceed available funds.

Premium Refund: Automatic check mailed — amount varies based on premiums paid and the number of eligible class members.

How to File Your Claim

Filing your claim is quick and easy:

  • Request a claim form at MetropolitanUIMSettlement.com
  • Sign and mail the completed form — must be postmarked by May 26, 2026
  • Premium refund recipients require no action — automatic payment mailed after settlement approval
  • Claims are verified against Metropolitan's own business records

💡 Easier way: File with Class Action Buddy

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Frequently Asked Questions

What is the Metropolitan Farmers Direct UIM settlement about?

This settlement resolves claims that Metropolitan Insurance Company and Farmers Direct Insurance improperly handled Uninsured/Underinsured Motorist coverage offset claims and premium calculations for New Mexico policyholders.

How much can I get from the Metropolitan UIM settlement?

Eligible class members can receive up to $25,000 for qualifying UIM offset claims, plus potential premium refunds. The exact amount depends on your specific circumstances and how you were affected.

When is the deadline to file a Metropolitan UIM claim?

You must submit your claim by May 26, 2026. Don't wait - file as early as possible to ensure your claim is processed before the deadline.

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