No Proof Required
$1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement
By the Class Action Buddy Editorial Team · Last reviewed April 20, 2026
Metropolitan Direct Property and Casualty Insurance Company (Farmers Direct) has agreed to pay $1.2 million to settle a class action lawsuit alleging the insurer improperly reduced underinsured motorist (UIM) benefits for New Mexico policyholders.
The case, Margaret Vega v. Metropolitan Direct Property and Casualty Insurance Company (Case No. 1:22-cv-616-JB-SCY), was filed in the U.S. District Court for the District of New Mexico. If you had a UIM claim reduced or purchased UM/UIM coverage in New Mexico during the class period, you may be eligible for up to $25,000.
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- Offset Subclass: Had a UIM claim reduced by the at-fault driver's insurance payout between October 1, 2010, and January 31, 2022
- Premium Refund Class: Purchased New Mexico auto insurance with UM/UIM coverage during the class period
- Note: Uninsured motorist claims (where the at-fault driver had no insurance) do not qualify for the $25,000 offset payment, though premium refunds may still apply
How Much Did It Pay?
Offset Subclass: Up to $25,000 per valid claim (from a $360,000 fund allocation). Pro-rata reduction if claims exceed available funds.
Premium Refund: Automatic check mailed — amount varies based on premiums paid and the number of eligible class members.
How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Request a claim form at MetropolitanUIMSettlement.com
- Sign and mail the completed form — must be postmarked by May 26, 2026
- Premium refund recipients require no action — automatic payment mailed after settlement approval
- Claims are verified against Metropolitan's own business records
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the $1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement?
The deadline to file a claim was May 26, 2026, and it has passed. Claims are no longer accepted for this settlement.
How much can I receive from the $1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement?
The maximum payout per eligible claimant is up to $25,000. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Did I need proof of purchase for the $1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement?
No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.
What is the Metropolitan Farmers Direct UIM settlement about?
This settlement resolves claims that Metropolitan Insurance Company and Farmers Direct Insurance improperly handled Uninsured/Underinsured Motorist coverage offset claims and premium calculations for New Mexico policyholders.
How much can I get from the Metropolitan UIM settlement?
Eligible class members can receive up to $25,000 for qualifying UIM offset claims, plus potential premium refunds. The exact amount depends on your specific circumstances and how you were affected.
When is the deadline to file a Metropolitan UIM claim?
You must submit your claim by May 26, 2026. Don't wait - file as early as possible to ensure your claim is processed before the deadline.
Primary source: official settlement administrator — metropolitanuimsettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
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