$1.2M Metropolitan / Farmers Direct UIM New Mexico Class Action Settlement

$25000

Max Payout

May 26, 2026

Filing Deadline

Yes

Proof Required?

Metropolitan Insurance Company and Farmers Direct Insurance have agreed to a $1.2 million class action settlement to resolve claims related to Uninsured/Underinsured Motorist (UIM) coverage in New Mexico. The lawsuit alleged improper handling of UIM offset claims and premium calculations. If you had a Metropolitan or Farmers Direct auto insurance policy in New Mexico and dealt with UIM coverage issues, you may be entitled to compensation of up to $25,000 plus potential premium refunds. The settlement aims to compensate policyholders who may have been affected by the insurance companies' UIM practices.

Who Is Eligible?

You may be eligible to file a claim if you:

Had a Metropolitan Insurance Company or Farmers Direct Insurance auto policy in New Mexico
Experienced issues with Uninsured/Underinsured Motorist (UIM) coverage offset claims
Were affected by the companies' UIM premium calculation practices during the relevant time period
Meet the specific criteria outlined in the settlement agreement

How Much Can You Get?

Eligible class members can receive up to $25,000 for qualifying UIM offset claims. The exact amount you receive will depend on your specific circumstances and how you were affected by the alleged improper UIM practices. Additionally, some class members may be entitled to premium refunds related to their UIM coverage. The settlement provides different compensation levels based on the type and extent of impact experienced by each policyholder.

How to File Your Claim

Filing your claim is quick and easy:

Visit the official settlement website at metropolitanuimsettlement.com
Review the settlement details and eligibility requirements
Complete the claim form with your policy information and details about your UIM coverage experience
Submit any required documentation about your policy or claims
Submit your claim before the May 26, 2026 deadline
Download Class Action Buddy to help you track your claim and discover other settlements you may qualify for

Frequently Asked Questions

What is the Metropolitan Farmers Direct UIM settlement about?

This settlement resolves claims that Metropolitan Insurance Company and Farmers Direct Insurance improperly handled Uninsured/Underinsured Motorist coverage offset claims and premium calculations for New Mexico policyholders.

How much can I get from the Metropolitan UIM settlement?

Eligible class members can receive up to $25,000 for qualifying UIM offset claims, plus potential premium refunds. The exact amount depends on your specific circumstances and how you were affected.

When is the deadline to file a Metropolitan UIM claim?

You must submit your claim by May 26, 2026. Don't wait - file as early as possible to ensure your claim is processed before the deadline.

Ready to File Your Claim?

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