First Federal Bank of Kansas City $300,000 Settlement No Proof Required

First Federal Bank of Kansas City $300,000 Settlement

This settlement is closed. The claim deadline has passed and new claims are no longer being accepted. This page is kept for reference — see settlements that are still open →

By the Class Action Buddy Editorial Team · Last reviewed July 22, 2026

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Max Payout
Aug 03, 2026
Filing Deadline
No
Proof Required?
First Federal Bank of Kansas City is facing a class action lawsuit over alleged improper overdraft fees charged to its customers. A $300,000 settlement fund has been established to compensate affected account holders who were hit with these fees. If you had a checking or similar deposit account with First Federal Bank of Kansas City and were charged overdraft fees, you may be entitled to a payout from this settlement. Overdraft fee lawsuits like this one typically allege that a bank charged fees in ways that were unfair, unexpected, or not clearly disclosed to customers — for example, charging multiple fees in a single day or assessing fees on transactions that didn't actually overdraw the account. Whether or not that describes your exact situation, if you banked with First Federal Bank of Kansas City, it's worth checking if you qualify. The good news: no proof of purchase or documentation is reportedly required to file a claim. That means the process is straightforward, and Class Action Buddy can help you submit your claim quickly and easily before the August 3, 2026 deadline.
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Who Was Eligible?

Who the settlement covered:

  • You had a checking, savings, or deposit account with First Federal Bank of Kansas City
  • You were charged one or more overdraft fees on your account during the relevant class period
  • You are a current or former customer of First Federal Bank of Kansas City
  • No proof of overdraft fees is reportedly required to file a claim

How Much Did It Pay?

The total settlement fund is $300,000, which will be divided among all eligible claimants who submit valid claims. The exact amount each person receives depends on how many people file — the more claimants, the smaller each individual share. Specific per-person payout amounts have not been publicly detailed, so your actual payment will be determined after the claims deadline passes and all submissions are reviewed. While individual payouts may be modest given the size of the fund, filing is simple and free. Every valid claim helps ensure the settlement money goes to the people who were actually affected rather than going unclaimed.

How this claim was filed

This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.

  • Confirm you had an account with First Federal Bank of Kansas City and were charged overdraft fees
  • Visit the official settlement website or claim portal (details available at claimdepot.com/settlements/monk-overdraft-fee-settlement)
  • Fill out the claim form with your account information — no supporting documents are reportedly required
  • Submit your claim before the deadline of August 3, 2026

Looking for something you can still claim?

This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.

Frequently Asked Questions

What is the deadline to file a claim for the First Federal Bank of Kansas City $300,000 Settlement?

The deadline to file a claim was Aug 03, 2026, and it has passed. Claims are no longer accepted for this settlement.

Did I need proof of purchase for the First Federal Bank of Kansas City $300,000 Settlement?

No proof of purchase was required — claims could be made on a sworn statement, without receipts, photos, or product packaging.

Who is eligible for the First Federal Bank of Kansas City overdraft fee settlement?

Current and former customers of First Federal Bank of Kansas City who were charged overdraft fees on their accounts during the qualifying period are likely eligible. You don't need proof of the fees to file a claim based on current reporting.

How much will I get from the First Federal Bank of Kansas City settlement?

The total settlement fund is $300,000. Your individual payout depends on how many people file valid claims. Exact per-person amounts haven't been announced yet, but you'll receive your share after the claims period closes and claims are processed.

Do I need proof to file a claim in the First Federal Bank of Kansas City settlement?

No — according to available information, you do not need to provide proof of overdraft fees to file a claim. You'll just need to provide basic account information to complete the claim form.

What is the deadline to file a claim for the First Federal Bank of Kansas City overdraft settlement?

The claim filing deadline is August 3, 2026. Make sure to submit your claim before that date to be eligible for a payout.

What was the First Federal Bank of Kansas City lawsuit about?

The lawsuit, known as the Monk overdraft fee settlement, alleges that First Federal Bank of Kansas City improperly charged overdraft fees to its customers. The bank agreed to a $300,000 settlement to resolve these claims without admitting wrongdoing.

Primary source: the official settlement administrator’s website named in the court-approved class notice. We track this settlement from public settlement-notice sources; a single official administrator claim URL was not on file, so confirm the details on the official settlement website before you file.

Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.

This settlement has closed

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