Flagstar Bank $31.5M Data Breach Class Action Settlement
By the Class Action Buddy Editorial Team · Last reviewed July 23, 2026 · ✓ verified against https://flagstarsettlement.com
Looking for a settlement you can still file?
This one is closed, but our 60-second eligibility quiz finds the ones that are still open.
Who Was Eligible?
Who the settlement covered:
- You are a U.S. individual whose personally identifying information was impacted by either or both of Flagstar's 2021 data breaches (January 2021 and December 2021).
- Typically you received a data-breach notice from Flagstar; the claim form asks for the Claim ID printed on that notice.
How Much Did It Pay?
Two options: (1) reimbursement of up to $25,000 for documented out-of-pocket losses fairly traceable to the breach, or (2) a residual cash payment estimated at about $60 per class member (potentially up to ~$599 depending on claim volume). All class members can also enroll in free credit monitoring. You may claim the cash payment and credit monitoring together; the $25,000 documented-loss option requires supporting records.
How this claim was filed
This settlement is closed, so the steps below are kept for reference only — they no longer lead anywhere you can file.
- Confirm eligibility — you received notice that a 2021 Flagstar breach affected your information.
- File by August 11, 2026 — online or postmarked by that date, at the official site FlagstarSettlement.com.
- Enter the Claim ID from your notice. For the cash/credit-monitoring option no proof is needed; for documented losses up to $25,000, attach receipts, statements, or other records.
- Filing is free — never pay to submit a claim.
Looking for something you can still claim?
This one has closed, but the open settlements list is kept current, and Class Action Buddy will tell you when a new one matches your profile.
Frequently Asked Questions
What is the deadline to file a claim for the Flagstar Bank $31.5M Data Breach Class Action Settlement?
The deadline to file a claim was Aug 11, 2026, and it has passed. Claims are no longer accepted for this settlement.
Did I need documentation for the Flagstar Bank $31.5M Data Breach Class Action Settlement?
Yes — this settlement required supporting documentation, and the official claim form set out what counted.
Who qualifies for the Flagstar data breach settlement?
U.S. individuals whose personal information was impacted by Flagstar Bank's January 2021 and/or December 2021 data breaches — typically those who received a breach notice.
How much can I get?
Up to $25,000 for documented losses, or a residual cash payment estimated around $60 (up to ~$599 depending on claims). All class members can also get free credit monitoring.
Do I need proof?
No proof is needed for the cash payment and credit monitoring, but you enter the Claim ID from your notice. Reimbursement up to $25,000 requires documentation of your losses.
What is the deadline?
Claims must be submitted online or postmarked by August 11, 2026.
Primary source: official settlement administrator — flagstarsettlement.com. The settlement details on this page were checked against the administrator’s official website.
Class Action Buddy is an independent directory and is not affiliated with, endorsed by, or sponsored by the settlement administrator or the court. This page is general information, not legal advice. See how we verify settlements.
This settlement has closed
The filing deadline for this one has passed, so no new claims are being accepted. Class Action Buddy tracks the settlements that are still open and tells you when a new one matches your profile.
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