Flagstar Bank $31.5M Data Breach Class Action Settlement
✓ Details reviewed against the official FlagstarSettlement.com notice and ClassAction.org reporting · last verified July 23, 2026
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Who Is Eligible?
You may be eligible to file a claim if you:
- You are a U.S. individual whose personally identifying information was impacted by either or both of Flagstar's 2021 data breaches (January 2021 and December 2021).
- Typically you received a data-breach notice from Flagstar; the claim form asks for the Claim ID printed on that notice.
How Much Can You Get?
Two options: (1) reimbursement of up to $25,000 for documented out-of-pocket losses fairly traceable to the breach, or (2) a residual cash payment estimated at about $60 per class member (potentially up to ~$599 depending on claim volume). All class members can also enroll in free credit monitoring. You may claim the cash payment and credit monitoring together; the $25,000 documented-loss option requires supporting records.
How to File Your Claim
Filing your claim is quick and easy:
- Confirm eligibility — you received notice that a 2021 Flagstar breach affected your information.
- File by August 11, 2026 — online or postmarked by that date, at the official site FlagstarSettlement.com. Class Action Buddy can auto-fill the form.
- Enter the Claim ID from your notice. For the cash/credit-monitoring option no proof is needed; for documented losses up to $25,000, attach receipts, statements, or other records.
- Filing is free — never pay to submit a claim.
💡 Easier way: File with Class Action Buddy
Skip the paperwork. Our app fills the official claim form from your saved profile, you sign it on your phone, and we print and post it for you.
Download for iPhone Download for AndroidFrequently Asked Questions
What is the deadline to file a claim for the Flagstar Bank $31.5M Data Breach Class Action Settlement?
The current deadline to file a claim is Aug 11, 2026. Note: claims sent by mail must be postmarked by this date, and Class Action Buddy ships claim forms with a 7-day mailing buffer to ensure on-time delivery.
How much can I receive from the Flagstar Bank $31.5M Data Breach Class Action Settlement?
The maximum payout per eligible claimant is up to $60 cash + up to $25,000 for documented losses. Actual payments may be lower depending on the total number of valid claims filed and the available settlement fund.
Do I need proof of purchase for the Flagstar Bank $31.5M Data Breach Class Action Settlement?
Yes — this settlement requires proof of purchase. Acceptable proof typically includes receipts, credit card statements, photos of the product, or order confirmation emails. Check the official claim form for specifics.
How do I file a claim for the Flagstar Bank $31.5M Data Breach Class Action Settlement?
You have two options: (1) Use the free Class Action Buddy mobile app — set up your profile once and the app fills in the official PDF claim form and captures your signature, then your signed claim is printed and posted to the administrator. (2) File directly with the settlement administrator using the official claim form linked on this page.
Who qualifies for the Flagstar data breach settlement?
U.S. individuals whose personal information was impacted by Flagstar Bank's January 2021 and/or December 2021 data breaches — typically those who received a breach notice.
How much can I get?
Up to $25,000 for documented losses, or a residual cash payment estimated around $60 (up to ~$599 depending on claims). All class members can also get free credit monitoring.
Do I need proof?
No proof is needed for the cash payment and credit monitoring, but you enter the Claim ID from your notice. Reimbursement up to $25,000 requires documentation of your losses.
What is the deadline?
Claims must be submitted online or postmarked by August 11, 2026.
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