American Express Class Action Settlements in New Jersey
American Express class action settlements that covered New Jersey residents — and where each one now stands.
Last checked: August 11, 2026 · By Class Action Buddy
New Jersey residents have no confirmed open class action settlements involving American Express right now. The American Express settlement below has closed — the claim deadline has passed and no new claims can be filed. If you are looking for something you can still claim, our list of open settlements is checked against each administrator.
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Closed American Express Settlements for New Jersey Residents (1)
This American Express settlement is no longer accepting claims. It closed on the date shown and the deadline cannot be reopened. It is listed here because the settlement and its administrator are a matter of record and people still search for it. For settlements that are open today, see our list of open settlements.
$17.5M American Express antitrust class action settlement
Up to VariesDebit/credit card users in select states who shopped at qualifying merchants (2015-2022) may claim from this $17.5M American Express antitrust settlement.
About American Express Class Actions in New Jersey
Before you read on: the American Express settlement described below has closed. This section explains what it was about and who was covered, which is still worth knowing — but it cannot be claimed now. See settlements that are open today.
New Jersey residents have specific advantages when pursuing American Express class action settlements due to the state's robust Consumer Fraud Act, which provides some of the strongest consumer protections in the nation. This law allows for treble damages and attorney fees, making it particularly effective against financial service providers like American Express. The company maintains significant operations in New Jersey, including major corporate offices in Newark and substantial customer bases throughout the tri-state area, meaning many residents have been impacted by the company's practices. New Jersey's proximity to American Express headquarters in New York has historically made Garden State residents prime targets for the company's premium card marketing campaigns. When filing class action claims in New Jersey, residents benefit from the state's four-year statute of limitations for consumer fraud cases, which is longer than many other states. The $17.5 million American Express antitrust settlement specifically covers merchants and consumers who were affected by the company's anti-steering rules between 2004 and 2018, with New Jersey residents representing a significant portion of eligible claimants due to the state's high concentration of American Express cardholders.
American Express Settlements in New Jersey: FAQs
How does New Jersey's Consumer Fraud Act affect American Express class action settlements?
New Jersey's Consumer Fraud Act provides enhanced protections that can result in treble damages against companies like American Express for deceptive practices. This means eligible New Jersey residents may receive higher settlement amounts compared to residents of other states. The Act also covers a broader range of conduct than federal consumer protection laws.
Are New Jersey residents eligible for the $17.5M American Express antitrust settlement?
Yes, New Jersey residents who held American Express cards or operated businesses that accepted American Express between 2004 and 2018 are likely eligible for the antitrust settlement. The settlement addresses American Express's anti-steering rules that prevented merchants from encouraging customers to use other payment methods. Claims must be filed by the court-approved deadline to receive compensation.
What documentation do New Jersey residents need for American Express class action claims?
New Jersey residents typically need account statements, receipts, or other proof of American Express card usage during the relevant time periods. For merchant claims, business records showing American Express transactions and any related fees are essential. Keep records of any communications with American Express regarding disputes or fee increases.
Tips for New Jersey Residents Filing American Express Claims
New Jersey residents filing American Express claims should gather all account statements and transaction records from the relevant settlement periods. Contact the New Jersey Division of Consumer Affairs if you encounter difficulties obtaining documentation from American Express, as they can assist with record requests. File claims promptly, as New Jersey courts strictly enforce deadlines despite the state's longer statute of limitations. Consider consulting with a New Jersey consumer protection attorney if your potential damages are substantial, as the state's Consumer Fraud Act may provide additional remedies beyond class action settlements. Always verify settlement administrator contact information through official court documents to avoid scams targeting American Express customers.
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