Every Open Class Action You Can File Without Receipts in 2026

🕑 2 min read·425 words

By Timo Bakker · July 3, 2026 · 5 min read

Roughly two-thirds of currently-open class action settlements accept claims without receipts, purchase records, or documentation of any kind. You attest that you bought the product / used the service / were in the affected group during the class period — and file. That is it.

Right now: 200+ no-proof settlements are open for filing. Cumulative max claim value: $3,500+ per household. See the live directory.

Why so many settlements are no-proof now

Twenty years ago, most class action settlements required receipts. Today, the majority accept sworn declarations. Three things drove the shift:

  1. Judges started rejecting settlements with low claim rates. If a settlement fund goes 90% unclaimed because most people cannot find their receipts, the court sees that as a failed remedy. Judges now often require no-proof options.
  2. Administrator costs. Reviewing 500,000 uploaded receipts costs the settlement fund millions. Sworn declarations are basically free to process.
  3. Data breach settlements have normalized it. You cannot prove you were in a database. So every data breach settlement has a no-proof tier by design. Once consumers got used to it, other categories followed.

The catch: capped payouts

No-proof claims almost always have a maximum. For consumer product settlements: usually 1-3 units worth of purchase price. For data breach: $50-100 flat. For privacy tracking: $10-40 typically.

If you have receipts you can file for the higher tier. But if you never keep receipts (most people), the no-proof cap is your fastest path to money.

Categories where no-proof is basically always available

How to see the live list

The no-proof settlements page stays current with every open settlement. Or use our 60-second eligibility checker to see only the ones your state qualifies you for.